Sold
4868 Monica Street, Auburn, MI 48611
Sold on 06/22/2026 for$226,500
MLS # 20261036438 (Realcomp)
3 beds2 baths2,462 sqftBuilt 19600.37 acres
1 / 27
Listing Description
**Multiple offers received, highest and best due 5/24 at 5pm*** Charming, updated ranch with standout indoor comfort and an incredible backyard setup. Fresh exterior paint and new gables boost curb appeal, while inside you'll find fresh paint, updated lighting, and modern ceiling fans throughout. Both bathroom's have been tastefully updated, and the home offers great storage and functionality. The finished basement adds valuable flex space with an office, laundry area, and bonus rooms. One room offers potential to become a bedroom with the addition of an egress window. Step outside and enjoy a backyard that truly shines - featuring two custom-built decks with built-in seating, producing fruit trees and vines, established landscaping, and a 24x24 garden with raised beds and stone walkways and a 8x12 shed with new roof and paint. Additional highlights include a newer water heater, whole house generator (2025), deep 1.5 car garage, and a fire pit. Located in the desirable and highly sought-after Bay City Public Schools district, this home is truly a rare find that combines everyday comfort with a backyard you wont want to leave.
Source: SparkMLS
About this home
Located in Auburn, this property offers 3-bedroom, 2-bath, 2,462 sq ft, with original construction dating to 1960.
Final sale price: $226,500 (about $92/sq ft).
Annual property taxes run approximately $2,075 ($173/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,462 sqft
Lot Size0.37 acres
Year Built1960
Stories1
Location
CityAuburn
MunicipalityAuburn
Zip Code48611
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed5/19/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,075
Parcel #09140G0500005400
Source: SparkMLS
Legal Description
LOT 54 GARFIELD SUB., L5/P54 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brianna Card
Blue Heron Realty
Frequently Asked Questions about 4868 Monica Street, Auburn, MI 48611
What school district is 4868 Monica Street, Auburn, MI 48611 in?
Per MLS# 20261036438, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4868 Monica Street, Auburn, MI 48611?
Per MLS# 20261036438, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261036438, the most recent reported annual property tax for 4868 Monica Street, Auburn, MI 48611 is $2,075. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4868 Monica Street, Auburn, MI 48611 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4868 Monica Street, Auburn, MI 48611 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Auburn police department or the Bay County sheriff's office.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4868 Monica Street, Auburn, MI 48611
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