Sold
487 W Troy Street, Fenton, MI 48220
Sold on 12/26/2025 for$346,500
MLS # 20251025473 (Realcomp)
4 beds2 baths2,478 sqftBuilt 19250.12 acres
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Listing Description
Welcome to 487 W Troy — a charming 4-bedroom, 2-bathroom Craftsman-style home offering an exceptional opportunity for single-family or multi-family living. This residence features timeless curb appeal, a spacious two-car garage, and a flexible floor plan designed to suit a variety of lifestyles. True walking distance to restaurants and shopping! This location is fabulous, steps away from everything.Inside, you'll find warm hardwood floors flowing throughout both levels, creating a cohesive and inviting atmosphere. The home includes an expansive second-floor deck perfect for outdoor entertaining, and a finished office space in the basement ideal for remote work or creative pursuits.Whether you're looking for a multi-generational living setup or a potential income-generating investment, this property offers impressive versatility.Buyer to verify all measurements, square footage, and property taxes. BATVAI (Buyer Agent to Verify All Information).
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,478 sq ft home in Ferndale in Fenton built in 1925.
Final sale price: $346,500 (about $140/sq ft).
Annual property taxes run approximately $6,977 ($581/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,478 sqft
Lot Size0.12 acres
Year Built1925
Stories2
Location
CityFenton
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
BasementPartial
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed8/28/2025
Sold Date12/25/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,977
State Equalized Value$162,830
Taxable Value$120,010
Parcel #2534104007
Source: Public Records
Legal Description
T1N, R11E, SEC 34 TENNYSON PARK SUB LOT 21
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Daniel R Law
VM Real Estate Group
Frequently Asked Questions about 487 W Troy Street, Fenton, MI 48220
What school district is 487 W Troy Street, Fenton, MI 48220 in?
Per MLS# 20251025473, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251025473, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251025473, the most recent reported annual property tax for 487 W Troy Street, Fenton, MI 48220 is $6,977. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 487 W Troy Street, Fenton, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 487 W Troy Street, Fenton, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 487 W Troy Street, Fenton, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 487 W Troy Street, Fenton, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
487 W Troy Street, Fenton, MI 48220
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Municipality
Ferndale
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County
Oakland County
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