Under Contract
4873 W Birch Lane, Pentwater, MI 49449
$265,000
MLS # 26029166 (Michigan Regional Information Center (MichRIC))
2 beds1 bath864 sqftBuilt 19982.08 acres
1 / 30
Listing Description
WOODED RETREAT with BASS LAKE ACCESS - This 2-bedroom, 1-bath single-level home offers a wonderful blend of privacy and convenience in Summit Twp, perfectly located between Ludington and Pentwater. Built in 1998, this stick-built ranch features a bright, open-concept kitchen, dining, and living area that feels cozy and welcoming. The home is packed with recent updates for peace of mind, including a new water heater (2024), a durable metal roof (2022), and updated siding (2016). One of the bedrooms is currently optimized as a laundry area and home office, offering excellent functional flexibility for daily living. Tucked away on 2.08 peaceful, wooded acres, this property features a comfortable setback from the road, a large covered porch perfect for relaxing, and two outdoor storage sheds for all your gear plus an oversized one car attached garage. As a part of the Birch Harbor Back Lot Association, you will enjoy fantastic association access to two private lots on Bass Lake, offering
Source: SparkMLS
About this home
Located in Pentwater, this property offers 2-bedroom, 1-bath, 864 sq ft, with original construction dating to 1998.
Asking $265,000 (about $307/sq ft).
Annual property taxes run approximately $1,495 ($125/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area864 sqft
Lot Size2.08 acres
Year Built1998
Stories1
Location
CityPentwater
MunicipalitySummit Twp
Zip Code49449
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Available, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island, Pantry
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,495
Tax Year2026
Assessed Value$54,612
Parcel #53-014-136-017-10
Source: SparkMLS
Legal Description
Lengthy legal on file and included in documents.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 4873 W Birch Lane, Pentwater, MI 49449
Which school district serves 4873 W Birch Lane, Pentwater, MI 49449?
Per MLS# 26029166, 4873 W Birch Lane, Pentwater, MI 49449 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 4873 W Birch Lane, Pentwater, MI 49449?
Per MLS# 26029166, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4873 W Birch Lane, Pentwater, MI 49449?
Per public tax records, annual property taxes for this property are $1,495 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4873 W Birch Lane, Pentwater, MI 49449 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4873 W Birch Lane, Pentwater, MI 49449 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4873 W Birch Lane, Pentwater, MI 49449?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4873 W Birch Lane, Pentwater, MI 49449
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