Sold
48790 Mill Bank Court, Utica, MI 48315
Sold on 06/11/2026 for$270,000
MLS # 20261020856 (Realcomp)
2 beds2 baths2,651 sqftBuilt 19930 acres
1 / 34
Listing Description
Bright, SPOTLESS & Move-In Ready – 2 Bed, 2 Bath Condo in Prime Location! Welcome to this impeccably maintained, one-story condo with full basement featuring an open, cheery layout with neutral tones throughout. Offering 2 spacious bedrooms and 2 full baths, this home is the perfect blend of comfort and style. The timeless kitchen is updated with LAFATA cabinetry, pull-out drawers, and stainless-steel appliances. The kitchen, which features a fabulous SKYLIGHT, flows seamlessly to both the breakfast nook with access to the brick paver patio as well as into the dining area and spacious great room. Great room features vaulted ceilings, fireplace and lots of natural light. Primary adorned with ensuite, walk-in closet. Plenty of storage throughout including a full, partially finished basement. Ideally located near major freeways, shopping, cultural venues.
Source: SparkMLS
About this home
Located in Shelby Township in Utica, this property offers 2-bedroom, 2-bath, 2,651 sq ft, with original construction dating to 1993.
This home sold for $270,000 (about $102/sq ft).
Property tax estimate: $2,119 per year ($177/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area2,651 sqft
Year Built1993
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed3/31/2026
Sold Date6/10/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$235 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$2,119
State Equalized Value$130,100
Taxable Value$69,893
Parcel #07-25-201-080
Source: Public Records
Legal Description
L 80 MILL CREEK OF SHELBY CONDOMINIUMS MACOMB COUNTY CONDO PLAN #397 UNIT 80 BLDG 20 LIBER 5964 PAGES 024-049
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rhonda Patyi
Real Estate One-Rochester
Frequently Asked Questions about 48790 Mill Bank Court, Utica, MI 48315
Which school district serves 48790 Mill Bank Court, Utica, MI 48315?
Per MLS# 20261020856, 48790 Mill Bank Court, Utica, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 48790 Mill Bank Court, Utica, MI 48315?
Per MLS# 20261020856, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48790 Mill Bank Court, Utica, MI 48315?
Per public tax records, annual property taxes for this property are $2,119. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48790 Mill Bank Court, Utica, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48790 Mill Bank Court, Utica, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 48790 Mill Bank Court, Utica, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,051
Principal & interest$1,816
HOA$235
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48790 Mill Bank Court, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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