Pending
488 Bay Street, Pontiac, MI 48342
$120,000
MLS # 50214607 (MiRealSource)
3 beds1 bathBuilt 19570.16 acres
1 / 24
Listing Description
Opportunity awaits with this 3-bedroom, 1.5-bath brick ranch in Pontiac, offered in as-is condition. Featuring an open concept living area, this home provides a solid foundation for investors, renovators, or buyers looking to customize a home with their own updates. The property needs new carpet and fresh paint, making it an ideal project to add value and build equity. The partially finished basement offers additional living space, a convenient half bath, and a laundry area. Major improvements include a professionally waterproofed basement with warranty (walls that leaked), plus a furnace, water heater, stainless steel refrigerator, stainless steel stove, and washer that are all 2020 or newer. The washer, dryer, stainless steel refrigerator, and stove are included with the sale. Bring your vision and schedule your showing today.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Pontiac in Pontiac built in 1957.
Asking $120,000.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.16 acres
Year Built1957
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
ConstructionBrick
HeatingForced Air
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
State Equalized Value$59,850
Taxable Value$45,530
Parcel #1422476006
Source: Public Records
Legal Description
T3N, R10E, SEC 22 HERRINGTON HILLS SUB. LOT 312
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pam MacKay-LeVien
KW Platinum
Frequently Asked Questions about 488 Bay Street, Pontiac, MI 48342
Which school district serves 488 Bay Street, Pontiac, MI 48342?
Per MLS# 50214607, 488 Bay Street, Pontiac, MI 48342 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50214607, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 488 Bay Street, Pontiac, MI 48342 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 488 Bay Street, Pontiac, MI 48342 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 488 Bay Street, Pontiac, MI 48342?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$778
Principal & interest$778
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
488 Bay Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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