For Sale
488 S Stony Point Road, Suttons Bay, MI 49682
$1,350,000
MLS # 1945513 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19500.18 acres
1 / 41
Listing Description
Enjoy breathtaking sunset views over beautiful Suttons Bay from this charming waterfront home offering 153 feet of private frontage. This 2-bedroom, 1.5-bath residence features comfortable main-level living with kitchen, dining and living room overlooking the water, along with a separate family room for added gathering space. The partially finished walkout lower level includes an additional family room, providing plenty of room for entertaining guests or relaxing after a day on the bay. Step outside to the expansive waterfront deck and take in the peaceful setting and spectacular sunsets. Enjoy the convenience of boating directly to the shops, restaurants, and waterfront amenities of Suttons Bay from your private waterfront retreat. This home is being offered turnkey, includes all furniture, beds, kitchenware, and linens, making it ready to enjoy from the moment you take possession. Dock is negotiable.
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Suttons Bay built in 1950.
Listed at $1,350,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.18 acres
Year Built1950
Stories1
Location
CitySuttons Bay
MunicipalitySuttons Bay
Zip Code49682
CountyLeelanau
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/21/2026
Original Price$1,500,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone VE — Coastal 100-year floodplain with wave action
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melanie Schaub
Schaub Team Premier Realty
Frequently Asked Questions about 488 S Stony Point Road, Suttons Bay, MI 49682
What type of financing is accepted for this listing?
Per MLS# 1945513, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 488 S Stony Point Road, Suttons Bay, MI 49682 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 488 S Stony Point Road, Suttons Bay, MI 49682 in a flood zone?
Per FEMA flood maps, this property is designated as Zone VE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 488 S Stony Point Road, Suttons Bay, MI 49682?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Suttons Bay police department or the Leelanau County sheriff's office.
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Monthly payment$8,756
Principal & interest$8,756
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
488 S Stony Point Road, Suttons Bay, MI 49682
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