Sold
4882 Harbor Point Drive, 13, Waterford, MI 48329
Sold on 08/11/2025 for$170,000
MLS # 20251003511 (Realcomp)
2 beds2 baths1,332 sqftBuilt 1988
1 / 20
Listing Description
This well-protected entrance leads to a charming ground-level 2-bedroom, 2-bath condo featuring ample storage space. The large rooms offer newly installed luxury vinyl flooring and updated bathroom vanities. A door wall from the dining area opens to your cozy patio, which boasts stunning views. Being on the ground level allows for easy access to your patio, equipped with a secure deadbolt lock, making it convenient to come and go. Enjoy a leisurely stroll along the paved path to the private beach, where you can utilize the amenities offered on Eagle Lake, perfect for launching kayaks, paddleboards, canoes, and enjoying picnics. The condo includes a gas fireplace and various appliances, and some furnishings may be available for negotiation. Conveniently located near shopping areas, dining options, and offers quick access to major highways. Please note, the current taxes reflect a non-homestead status and will decrease once you establish it as your primary residence.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,332 sq ft home built in 1988 sits in Waterford Township in Waterford.
Final sale price: $170,000 (about $128/sq ft).
Annual property taxes run approximately $2,268 ($189/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,332 sqft
Year Built1988
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
BasementSlab
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/30/2025
Sold Date8/10/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$344 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$3,598
State Equalized Value$74,580
Taxable Value$67,800
Parcel #1304433024
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 13, BLDG 3 L 10178 P 121 3-18-88 FR 13-03-301-003
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Sandra J Jones
Real Estate One-Commerce
Frequently Asked Questions about 4882 Harbor Point Drive, 13, Waterford, MI 48329
Which school district serves 4882 Harbor Point Drive, 13, Waterford, MI 48329?
Per MLS# 20251003511, 4882 Harbor Point Drive, 13, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251003511, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4882 Harbor Point Drive, 13, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $3,598. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4882 Harbor Point Drive, 13, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4882 Harbor Point Drive, 13, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4882 Harbor Point Drive, 13, Waterford, MI 48329. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4882 Harbor Point Drive, 13, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,268
Monthly$189
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,668
Principal & interest$1,135
Property taxes$189
HOA$344
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4882 Harbor Point Drive, 13, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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