For Sale
4883 Knollwood Drive, St. Joseph, MI 49085
$479,900
MLS # 26028177 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,276 sqftBuilt 20260.5 acres
1 / 45
Listing Description
New construction home in Concord Ridge, located in St Joseph school district. Designed with both structure and openness in mind, this 2,278 square foot two-story home offers 4 bedrooms and 2.5 baths with spaces that feel intentional and well balanced. A welcoming foyer sets the tone, leading to a conveniently placed powder room and a versatile den at the front of the home--perfect for a dedicated office, library, or quiet retreat. The formal dining room sits just beyond and transitions into a thoughtfully arranged kitchen with quartz counters accented by white cabinetry, and a peninsula defines the space while still allowing connection to the main living areas. A large center island provides additional prep space, storage, and seating, while clear sight lines to the great room keep conversations flowing and natural light moving throughout the main floor. Sliding glass doors off the kitchen open to a 10x10 deck, creating an easy transition for indoor-outdoor dining and entertaining.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,276 sq ft home in Royalton Township in St. Joseph built in 2026.
Asking $479,900 (about $211/sq ft).
Property tax estimate: $136 per year ($11/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,276 sqft
Lot Size0.5 acres
Year Built2026
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight, Full
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$425 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$136
Tax Year2025
Assessed Value$15,300
Parcel #17-1800-0022-00-1
Source: SparkMLS
Legal Description
Lot 22 of Concord Ridge
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 4883 Knollwood Drive, St. Joseph, MI 49085
Which school district serves 4883 Knollwood Drive, St. Joseph, MI 49085?
Per MLS# 26028177, 4883 Knollwood Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028177, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4883 Knollwood Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $136 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4883 Knollwood Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4883 Knollwood Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4883 Knollwood Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,148
Principal & interest$3,113
HOA$35
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4883 Knollwood Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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