Sold
4885 Oak Hill Drive, 20, Waterford, MI 48329
Sold on 03/23/2026 for$247,000
MLS # 20251055487 (Realcomp)
3 beds3 baths2,472 sqftBuilt 19960 acres
1 / 29
Listing Description
Great upper-Level ranch condo features large with open floor plan, with cathedral ceilings and balcony hardwood floors thru out. You will be amazed with the room sizes and tons of closets and storage. Large kitchen counter for your morning coffee, kitchen sink has reverse osmosis water faucet lifetime warranty on the water softener. Two bedrooms have walk in closet each plus extra closet. Basement has a bedroom and half bath, egress window, great for family get togethers, a teen or rent out. Lake privileges on Eagle with park and swim area just minutes away. Land Contract available, monthly payment includes HOA
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,472 sq ft home in Waterford Township in Waterford built in 1996.
Final sale price: $247,000 (about $100/sq ft).
Estimated annual property tax: $2,623, or about $219 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,472 sqft
Year Built1996
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air, Radiant
SewerPublic
InteriorBasement Finished, Whirlpool Tub
Sale & Financing
Listed11/19/2025
Sold Date3/22/2026
Original Price$249,999
Terms AcceptedCash, Conventional, FHA, Land Contract
HOA
HOA Fee$420 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$1,565
State Equalized Value$86,260
Taxable Value$43,760
Parcel #1303301027
Source: Public Records
Legal Description
T3N, R9E, SEC 3 OAKLAND COUNTY CONDOMINIUM PLAN NO 841 HARBOR COVE-WATERFORD CONDOMINIUM UNIT 20, BLDG 3 L 14244 P 828 3-4-97 FR 007
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Frances E Hughes
Real Estate One
Frequently Asked Questions about 4885 Oak Hill Drive, 20, Waterford, MI 48329
Which school district serves 4885 Oak Hill Drive, 20, Waterford, MI 48329?
Per MLS# 20251055487, 4885 Oak Hill Drive, 20, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251055487, this listing accepts Cash, Conventional, FHA, Land Contract financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4885 Oak Hill Drive, 20, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $1,565. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4885 Oak Hill Drive, 20, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4885 Oak Hill Drive, 20, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4885 Oak Hill Drive, 20, Waterford, MI 48329. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4885 Oak Hill Drive, 20, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,623
Monthly$219
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,257
Principal & interest$1,618
Property taxes$219
HOA$420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4885 Oak Hill Drive, 20, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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