Sold
4886 Filer Street, Waterford, MI 48328
Sold on 06/18/2026 for$206,000
MLS # 20261035951 (Realcomp)
3 beds1 bath1,047 sqftBuilt 19290.17 acres
1 / 31
Listing Description
Charming 3-bedroom ranch located in a fantastic area just down the street from beautiful all-sports Crescent Lake, with optional swim association access for beach and lake enjoyment. The home features a comfortable layout with a living room that flows into the kitchen and formal dining room, creating a functional space for everyday living and entertaining. The kitchen offers stainless steel appliances and ample cabinet storage, conveniently located just off the dining area. Three nicely sized bedrooms and a full bathroom complete the main level. Additional features include a basement for storage, sliding glass doors leading to the back deck area, and a nicely sized backyard with an extra large two-car garage. A great opportunity in a desirable location close to lake living, recreation, and everyday conveniences. Updates include: newer A/C, new roof (2022), and new gutters (2025).
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 1-bath, 1,047 sq ft, with original construction dating to 1929.
Closed at $206,000 (about $197/sq ft).
Property tax estimate: $3,212 per year ($268/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,047 sqft
Lot Size0.17 acres
Year Built1929
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionWood Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed5/19/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$965
State Equalized Value$105,640
Taxable Value$45,330
Parcel #1327108016
Source: Public Records
Legal Description
T3N, R9E, SEC 27 CRESCENT LAKE HIGHLANDS LOT 55
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Gennari
KW Domain
Frequently Asked Questions about 4886 Filer Street, Waterford, MI 48328
Which school district serves 4886 Filer Street, Waterford, MI 48328?
Per MLS# 20261035951, 4886 Filer Street, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261035951, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4886 Filer Street, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $965. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4886 Filer Street, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4886 Filer Street, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4886 Filer Street, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$3,212
Monthly$268
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,564
Principal & interest$1,297
Property taxes$268
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4886 Filer Street, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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