For Sale
4886 Harding Avenue, Clarkston, MI
$109,900
MLS # 20251040845 (Realcomp)
0.73 acres
1 / 10
Listing Description
Build your dream home on this private dead-end street with approximately 345 (+/–) feet of water frontage on beautiful all-sports Townsend Lake in Clarkston. Enjoy stunning views and peaceful surroundings with the ultimate lakefront lifestyle. All utilities are available at the street per seller. No HOA and private lake access. Offering easy land contract terms — $20,000 down, 10% interest, $750 per month, and a 12-month balloon. Reduced — hurry before it’s gone!
Source: SparkMLS
About this home
Asking $109,900.
Estimated annual property tax: $1,574, or about $131 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.73 acres
Location
CityClarkston
MunicipalityIndependence Twp
CountyOakland
School DistrictWaterford
Sale & Financing
Listed9/28/2025
Original Price$127,900
Terms AcceptedCash, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$2,301
State Equalized Value$48,100
Taxable Value$48,100
Parcel #0833331022
Source: Public Records
Legal Description
T4N, R9E, SEC 33 LAKELAND VALE LOTS 43 TO 46 INCL
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott Myers
RE/MAX Platinum - Grand Blanc
Frequently Asked Questions about 4886 Harding Avenue, Clarkston, MI
Which school district serves 4886 Harding Avenue, Clarkston, MI?
Per MLS# 20251040845, 4886 Harding Avenue, Clarkston, MI is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4886 Harding Avenue, Clarkston, MI?
Per MLS# 20251040845, this listing accepts Cash, Conventional, Land Contract financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4886 Harding Avenue, Clarkston, MI?
Per public tax records, annual property taxes for this property are $2,301. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4886 Harding Avenue, Clarkston, MI is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4886 Harding Avenue, Clarkston, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4886 Harding Avenue, Clarkston, MI. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4886 Harding Avenue, Clarkston, MI?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$1,574
Monthly$131
Millage rate32.7266 mills
Municipality: CHARTER TOWNSHIP OF INDEPENDENCE
School district: CLARKSTON COMM SCH DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
$
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Monthly payment$844
Principal & interest$713
Property taxes$131
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4886 Harding Avenue, Clarkston, MI
View full property history →
Municipality
Independence Township
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County
Oakland County
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