Sold
489 E Cambourne Street, Ferndale, MI 48220
Sold on 10/08/2025 for$325,000
MLS # 20251034383 (Realcomp)
3 beds2 baths1,042 sqftBuilt 19240.19 acres
1 / 28
Listing Description
Charming bungalow on a spacious corner lot in Ferndale, just a short 5-minute walk to downtown! This home features a modern kitchen remodeled in 2019 with quartz countertops, subway tile, and ample cabinetry, along with an updated full bath also completed in 2019. Large windows in the main living area were replaced in 2021 and include new blinds, bringing in plenty of natural light to highlight the original hardwood floors. A four-seasons porch adds extra living space, while the large backyard offers fresh landscaping (2025), a new patio (2021), garden area, and a privacy fence (2023)—perfect for relaxing or entertaining. Upstairs offers additional bedrooms with a renovated bath, and the detached 2-car garage plus extended driveway provides plenty of parking. A wonderful blend of character and modern updates in a highly desirable location!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,042 sq ft home built in 1924 sits in Ferndale in Ferndale.
This home sold for $325,000 (about $312/sq ft).
Estimated annual property tax: $5,995, or about $500 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,042 sqft
Lot Size0.19 acres
Year Built1924
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed9/3/2025
Sold Date10/7/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,995
State Equalized Value$133,750
Taxable Value$118,790
Parcel #2527455023
Source: Public Records
Legal Description
T1N, R11E, SEC 27 MICHELSON WOODS SUB E 20 FT OF LOT 103 & ALL OF LOT 104, ALSO 1/2 OF VAC ALLEY ADJ TO SAME 6-19-89 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Selma Lulanaj
EXP Z Real Estate
Frequently Asked Questions about 489 E Cambourne Street, Ferndale, MI 48220
Which school district serves 489 E Cambourne Street, Ferndale, MI 48220?
Per MLS# 20251034383, 489 E Cambourne Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 489 E Cambourne Street, Ferndale, MI 48220?
Per MLS# 20251034383, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 489 E Cambourne Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,995. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 489 E Cambourne Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 489 E Cambourne Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 489 E Cambourne Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 489 E Cambourne Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,043
Principal & interest$2,043
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Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
489 E Cambourne Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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