Sold
48940 Cardinal Street, Shelby Twp, MI 48317
Sold on 02/06/2026 for$277,500
MLS # 20251062012 (Realcomp)
2 beds1 bath1,459 sqftBuilt 19570.27 acres
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Listing Description
OPEN HOUSE CANCELLED!! SELLER HAS ACCEPTED AN OFFER! New Year, New Home! Perfect for first-time buyers or downsizers seeking a condo alternative with NO HOA, this charming ranch is tucked into a desirable central Shelby Township location. Updated, move-in ready, and full of warmth—this one is an absolute gem!This super cute 2-bedroom, 1-bath ranch features a 1.5-car attached garage and gleaming hardwood floors throughout the main level. The updated kitchen shines with maple cabinetry, granite countertops, and stainless steel appliances, while the beautifully updated bath offers maple cabinets, corian counters, ceramic tile, and a relaxing jetted tub/shower combo. Enjoy a spacious living room with a natural fireplace and recessed lighting, a cozy dining area just off the kitchen, and two generously sized bedrooms with large closets.The partially finished basement adds valuable bonus space with durable epoxy flooring—perfect for a rec room, home office, or workout area—plus a large laundry room and ample storage.Step outside to relax or entertain on the concrete patio with string lights, enjoy the fully fenced backyard, and store your lawn equipment in the newer shed.The updates go on and on, including: Fresh paint (2025), Wallside windows with transferable warranty (2025), all-new blinds (2025), whole house generator with gasl meter upgrade (2024), new landscaping (2023–24), refrigerator (2023), concrete patio (2023), roof (2020), sump pump with backup (2019), epoxy basement floors (2017), furnace & A/C (2014), 70 feet of new drain tile (2014), and washer/dryer (2014).Move right in and start the new year off right—don’t miss this Shelby Township gem!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,459 sq ft home in Shelby Township in Shelby Twp built in 1957.
This home sold for $277,500 (about $190/sq ft).
Property tax estimate: $2,140 per year ($178/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,459 sqft
Lot Size0.27 acres
Year Built1957
Stories1
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48317
CountyMacomb
School DistrictUtica
Construction & Systems
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Partially Finished, Generator, Humidifier, Whirlpool Tub
Sale & Financing
Listed1/5/2026
Sold Date2/5/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,140
State Equalized Value$113,600
Taxable Value$71,753
Parcel #07-28-203-008
Source: Public Records
Legal Description
L 3 PACKARD VIEW NO 1 LOT 60. LIBER 27 PAGE 23
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jane Evans
@properties Christie's Int'l R E Rochester
Frequently Asked Questions about 48940 Cardinal Street, Shelby Twp, MI 48317
Which school district serves 48940 Cardinal Street, Shelby Twp, MI 48317?
Per MLS# 20251062012, 48940 Cardinal Street, Shelby Twp, MI 48317 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251062012, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 48940 Cardinal Street, Shelby Twp, MI 48317?
Per public tax records, annual property taxes for this property are $2,140. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 48940 Cardinal Street, Shelby Twp, MI 48317 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 48940 Cardinal Street, Shelby Twp, MI 48317 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 48940 Cardinal Street, Shelby Twp, MI 48317. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 48940 Cardinal Street, Shelby Twp, MI 48317?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Internet
FiberDownload
5 Gbps
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5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
48940 Cardinal Street, Shelby Twp, MI 48317
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Municipality
Shelby Township
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County
Macomb County
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