For Sale
4895 W Birch Lane, Pentwater, MI 49449
$450,000
MLS # 25060768 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,988 sqftBuilt 19955.83 acres
1 / 34
Listing Description
Beautiful 4 bed, 3 bath home in a prime location! Just down the road from Bass Lake, 4 miles from downtown Pentwater, and 1 mile from the highway! This home sits on a secluded, nearly 6 acre, wooded lot with tons of outdoor entertaining space, a fenced in garden area, and an above ground pool. The lawn is irrigated and you will have plenty of space for storage with 2 sheds and a 2 car garage. The main level of this custom built home features 2 bedrooms and 2 full baths. The lower level features 2 bedrooms, 1 bath, and additional living space and storage. This home has many updates including a newer furnace, roof, and water heater. Purchase of this home gives you access to the Birch Harbor Backlot Association Bass Lake access where you can enjoy fishing, swimming, boating, and recreation all year long!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,988 sq ft home in Pentwater built in 1995.
Currently offered at $450,000 (about $226/sq ft).
Annual property taxes run approximately $6,779 ($565/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,988 sqft
Lot Size5.83 acres
Year Built1995
Stories1
Location
CityPentwater
MunicipalitySummit Twp
Zip Code49449
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/12/2026
Original Price$525,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,814
Tax Year2025
State Equalized Value$264,500
Taxable Value$104,014
Assessed Value$104,014
Homestead (PRE)100%
Parcel #014-136-017-50
Source: Public Records
Legal Description
PART 136 017 00 NEW 1996 X COMM AT S 1/4 COR OF SEC 36, TH N 88 DEG48'32''E 415.20 FT, TH N 17 DEG 33'04''E 2419.03 FT, TH N 03 DEG 48'11''E 707.87 FT TO POB TH N 86 DEG 14'05''E 705.82 FT, TH N 06 DEG 22'32''E 579.95 FT TO BIRCH LANE R/W TH N 47 DEG 15'52''W 100 FT, TH S 38 DEG 53'24''W 449.03 FT, TH S 80 DEG 51'10''W 400 FT, TH S 03 DEG 48'11''W 277.99 FT TO POB. KNOWN AS PART OF PARCEL OF RECOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kaylee Mead
Five Star Real Estate - Hart
Frequently Asked Questions about 4895 W Birch Lane, Pentwater, MI 49449
What school district is 4895 W Birch Lane, Pentwater, MI 49449 in?
Per MLS# 25060768, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25060768, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25060768, the most recent reported annual property tax for 4895 W Birch Lane, Pentwater, MI 49449 is $2,814 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4895 W Birch Lane, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4895 W Birch Lane, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4895 W Birch Lane, Pentwater, MI 49449?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4895 W Birch Lane, Pentwater, MI 49449. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$6,779
Monthly$565
Millage rate25.6283 mills
Municipality: Summit TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,484
Principal & interest$2,919
Property taxes$565
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4895 W Birch Lane, Pentwater, MI 49449
View full property history →
Get email alerts for new listings near 4895 W Birch Lane
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.