Sold
490 Chicago Drive, Howell, MI 48843
Sold on 07/23/2025 for$255,000
MLS # 20250031708 (Realcomp)
2 beds1 bath1,318 sqftBuilt 19400.18 acres
1 / 29
Listing Description
This is your opportunity to enjoy lake life in style from this adorable walkout on 80ft of all sports Thompson Lake in Howell. Home has been recently updated with neutral painted interior and carpeting. Look out over your pristine lake frontage from the true breakfast nook with cafe style built-in benching with storage. Kitchen has newer appliances. Two main floor bedrooms with closets. Well maintained vintage style tile in the bathroom also features a pedestal sink. Bright walkout basement with large storage area and potential to finish flooring for added living space! Enjoy 80 feet of frontage to build a dock and enjoy sunrise views in every season. All sports Thompson Lake is an all-seasons destination, fit for boating, kayaking, and ice skating. Wishing for something larger? The township setback variance would allow you to build a 2,400sqft footprint here. Schedule your showing today! 
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,318 sq ft home in Oceola Township in Howell built in 1940.
Final sale price: $255,000 (about $193/sq ft).
Property tax estimate: $4,579 per year ($382/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 8,000 Mbps across 7 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,318 sqft
Lot Size0.18 acres
Year Built1940
Stories1
Location
CityHowell
MunicipalityOceola Twp
Zip Code48843
CountyLivingston
School DistrictHowell
Construction & Systems
ConstructionAluminum Siding
BasementWalk-Out Access, Partial
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/1/2025
Sold Date7/22/2025
Original Price$300,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,579
Parcel #0731301052
Source: SparkMLS
Legal Description
T3N, R5E, HOWELL LAKE-OAK GROVE SUB. LOTS 108 AND 109
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erin Williams
KW Realty Livingston
Frequently Asked Questions about 490 Chicago Drive, Howell, MI 48843
What school district is 490 Chicago Drive, Howell, MI 48843 in?
Per MLS# 20250031708, this property is served by Howell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20250031708, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250031708, the most recent reported annual property tax for 490 Chicago Drive, Howell, MI 48843 is $4,579. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 490 Chicago Drive, Howell, MI 48843 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 490 Chicago Drive, Howell, MI 48843 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 490 Chicago Drive, Howell, MI 48843?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 8.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Livingston County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,654
Principal & interest$1,654
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
Surf InternetFiber
8 GbpsXfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
490 Chicago Drive, Howell, MI 48843
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Municipality
Oceola Township
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County
Livingston County
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