Sold
4900 E Exchange Road, Bancroft, MI 48414
Sold on 08/06/2025 for$163,000
MLS # 20251016475 (Realcomp)
3 beds1 bath1,166 sqftBuilt 19502.02 acres
1 / 32
Listing Description
Welcome to this charming home in Bancroft, nestled on two acres of serene countryside. This 3-bedroom, 1-bathroom home features original hardwood floors that add warmth and character throughout. The abundance of natural light makes this home feel inviting from the moment you step inside. The full, unfinished basement offers fantastic potential for expansion, including the possibility of adding a second full bathroom. Located within the Durand school district, this property qualifies for RD-0-down, conventional, and VA mortgages. Don’t miss out on this opportunity to own a home with incredible potential in an excellent location.
Source: SparkMLS
About this home
Located in Bancroft, this property offers 3-bedroom, 1-bath, 1,166 sq ft, with original construction dating to 1950.
Closed at $163,000 (about $140/sq ft).
Annual property taxes run approximately $1,823 ($152/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,166 sqft
Lot Size2.02 acres
Year Built1950
Stories1
Location
CityBancroft
MunicipalityShiawassee Twp
Zip Code48414
CountyShiawassee
School DistrictDurand Area Schools
Construction & Systems
ConstructionAluminum Siding
Garage1 space
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/10/2025
Sold Date8/5/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,823
Parcel #01126400010
Source: SparkMLS
Legal Description
SEC 26, T6N, R3E COM 465 FT W OF NE COR OF SE 1/4 OF SEC, W 10 RDS, S 32 RDS, E 10 RDS, N 32 RDS TO BEG 2 ACRES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Kelsey-Zumbrunnen
Full Circle Real Estate Group LLC
Frequently Asked Questions about 4900 E Exchange Road, Bancroft, MI 48414
Which school district serves 4900 E Exchange Road, Bancroft, MI 48414?
Per MLS# 20251016475, 4900 E Exchange Road, Bancroft, MI 48414 is in the Durand Area Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Durand Area Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251016475, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4900 E Exchange Road, Bancroft, MI 48414?
Per public tax records, annual property taxes for this property are $1,823. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4900 E Exchange Road, Bancroft, MI 48414 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4900 E Exchange Road, Bancroft, MI 48414 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4900 E Exchange Road, Bancroft, MI 48414. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4900 E Exchange Road, Bancroft, MI 48414?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Shiawassee Twp police department or the Shiawassee County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4900 E Exchange Road, Bancroft, MI 48414
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