Expired
4901 Cortland Street, Detroit, MI 48204
$129,990
MLS # 26026940 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,535 sqftBuilt 19280.07 acres
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Listing Description
Step into a world where classic elegance meets contemporary flair in this stunning 3-bedroom, 1 bathroom home nestled in one of Detroit's most desirable neighborhoods. As you enter, you're greeted by a spacious living room bathed in natural light, featuring hardwood floors and a cozy fireplace. The seamless flow leads you to a thoughtfully designed dining room and kitchen, with chic cabinetry, and breakfast nook for family meals. Upstairs, you will find 3 bedrooms with a full bath and balcony where relaxation awaits. But wait there is more! The finished 3rd floor offers extra space that can be used as a game room, gym or home office. With its perfect blend of comfort, style, and location, 4901 Cortland St is not just a house, it's a place to call home. Don't miss your chance to experience this gem firsthand. Schedule a showing today and envision your life in this extraordinary space!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,535 sq ft home in Winterhalter in Detroit built in 1928.
Currently offered at $129,990 (about $85/sq ft).
Property tax estimate: $982 per year ($82/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,535 sqft
Lot Size0.07 acres
Year Built1928
Stories2
Location
CityDetroit
MunicipalityDetroit City
Zip Code48204
CountyWayne
School DistrictDetroit
Construction & Systems
StyleColonial
ConstructionBrick
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$959
Tax Year2025
State Equalized Value$15,300
Assessed Value$15,300
Parcel #14004567.
Source: Public Records
Legal Description
S CORTLAND 499 RUSSELL WOODS SUB L34 P3 PLATS, W C R 14/195 35 X 88.98A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLHistoric District: Russell Woods-Sullivan Historic District
Exterior changes may require Historic District Commission (HDC) approval
Source: Detroit Historic District CommissionUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rochelle Kirton
Real Estate Genius Group
Frequently Asked Questions about 4901 Cortland Street, Detroit, MI 48204
What school district is 4901 Cortland Street, Detroit, MI 48204 in?
Per MLS# 26026940, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26026940, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026940, the most recent reported annual property tax for 4901 Cortland Street, Detroit, MI 48204 is $2,135 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4901 Cortland Street, Detroit, MI 48204 eligible for USDA financing?
Per USDA Rural Development boundary data, 4901 Cortland Street, Detroit, MI 48204 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4901 Cortland Street, Detroit, MI 48204 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is this property in a historic district?
Per local historic district records, 4901 Cortland Street, Detroit, MI 48204 is located within the Russell Woods-Sullivan Historic District. Properties in locally-designated historic districts may require Historic District Commission (HDC) approval for exterior modifications. Contact the local HDC for current guidelines.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
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Annual tax$982
Monthly$82
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$925
Principal & interest$843
Property taxes$82
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4901 Cortland Street, Detroit, MI 48204
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Neighborhood
Winterhalter
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Community
Detroit
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County
Wayne County
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