Sold
491 River Ridge Drive, Waterford, MI 48327
Sold on 04/14/2026 for$400,000
MLS # 20261011645 (Realcomp)
3 beds3 baths1,934 sqftBuilt 19950.25 acres
1 / 28
Listing Description
***OPEN HOUSE CANCELLED***NATURE, PRIVACY, AND MODERN UPDATES—ALL IN ONE INCREDIBLE WATERFORD LOCATION!Welcome to 491 River Ridge Drive, nestled in the desirable Elizabeth Lake Woods subdivision—where everyday living feels like a peaceful retreat. This beautifully updated 3-bedroom, 2.5-bath Colonial offers a functional and inviting layout, highlighted by a renovated kitchen featuring quartz countertops, stainless steel appliances, and a spacious island perfect for gathering. The kitchen opens effortlessly into the great room with soaring vaulted ceilings and a cozy natural fireplace, while the adjoining living and dining spaces provide flexibility for entertaining or relaxing—all finished with durable luxury laminate flooring. Upstairs, the expansive primary suite offers a true escape, complemented by two additional generously sized bedrooms and a full bath. The real magic happens outside. Step onto your spacious deck and take in the peaceful, wooded backdrop. With protected land behind the home and the Clinton River nearby, you’ll enjoy the sights and sounds of nature year-round. A custom brick paver walkway leads to a cozy fire pit area—perfect for cool Michigan evenings. 7 -Zone Sprinkler System provides complete coverage. The newer fencing adds both privacy and peace of mind. Additional features include a convenient first-floor laundry room, spacious rear foyer, and attached two-car garage. Ideally located near multiple all-sports lakes, parks, golf courses, and a wide variety of dining and shopping options—plus easy access to major expressways—this home delivers the perfect balance of convenience and quiet living. If you’ve been searching for a move-in-ready home with a true up-north feel… this is it.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,934 sq ft home in Waterford Township in Waterford built in 1995.
This home sold for $400,000 (about $207/sq ft).
Annual property taxes run approximately $4,900 ($408/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,934 sqft
Lot Size0.25 acres
Year Built1995
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionStone, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed3/24/2026
Sold Date4/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$161 / Quarterly
Source: SparkMLS
Tax Information
Annual Tax$5,516
State Equalized Value$161,150
Taxable Value$155,200
Parcel #1328302017
Source: Public Records
Legal Description
T3N, R9E, SEC 28 OAKLAND COUNTY CONDOMINIUM PLAN NO 808 ELIZABETH LAKE WOODS II UNIT 21 L 13292 P 206 2-8-93 FR 301-005
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Matthew Berney
Quest Realty LLC
Frequently Asked Questions about 491 River Ridge Drive, Waterford, MI 48327
What school district is 491 River Ridge Drive, Waterford, MI 48327 in?
Per MLS# 20261011645, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 491 River Ridge Drive, Waterford, MI 48327?
Per MLS# 20261011645, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261011645, the most recent reported annual property tax for 491 River Ridge Drive, Waterford, MI 48327 is $5,516. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 491 River Ridge Drive, Waterford, MI 48327 eligible for USDA financing?
Per USDA Rural Development boundary data, 491 River Ridge Drive, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 491 River Ridge Drive, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$4,900
Monthly$408
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,992
Principal & interest$2,529
Property taxes$408
HOA$54
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
491 River Ridge Drive, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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