Sold
4910 HARBOR POINT Drive, 3, Waterford, MI 48329
Sold on 06/20/2025 for$220,000
MLS # 20250026518 (Realcomp)
3 beds2 baths1,744 sqftBuilt 1988
1 / 35
Listing Description
Spacious condo on Eagle Lake offers a rare opportunity to enjoy peaceful lakefront living with stunning views. This ranch-style unit features a bright and open floor plan with vaulted ceilings and a cozy gas fireplace in the great room, perfect for relaxing or entertaining. The kitchen and dining area flow seamlessly together and offer plenty of counter and cabinet space. You'll find three well-appointed bedrooms and two full bathrooms, including a generous primary suite with great natural light. Enjoy the perks of lake privileges on beautiful Eagle Lake and the convenience of a private one-car garage. Centrally located close to shopping, restaurants, and easy access to expressways. Welcome Home!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,744 sq ft home in Waterford Township in Waterford built in 1988.
Closed at $220,000 (about $126/sq ft).
Annual property taxes run approximately $2,801 ($233/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,744 sqft
Year Built1988
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/22/2025
Sold Date6/19/2025
Original Price$235,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$344 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$2,874
State Equalized Value$92,100
Taxable Value$83,100
Parcel #1304433014
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 3, BLDG 3 L 10178 P 121 3-18-88 FR 13-03-301-003
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 4910 HARBOR POINT Drive, 3, Waterford, MI 48329
Which school district serves 4910 HARBOR POINT Drive, 3, Waterford, MI 48329?
Per MLS# 20250026518, 4910 HARBOR POINT Drive, 3, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 4910 HARBOR POINT Drive, 3, Waterford, MI 48329?
Per MLS# 20250026518, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4910 HARBOR POINT Drive, 3, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $2,874. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4910 HARBOR POINT Drive, 3, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4910 HARBOR POINT Drive, 3, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4910 HARBOR POINT Drive, 3, Waterford, MI 48329. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4910 HARBOR POINT Drive, 3, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,801
Monthly$233
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,037
Principal & interest$1,459
Property taxes$233
HOA$344
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4910 HARBOR POINT Drive, 3, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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