Sold
4911 Black Bear Drive, Traverse City, MI 49685
Sold on 06/30/2026 for$535,000
MLS # 1945043 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 2005
1 / 25
Listing Description
Enjoy a desirable west side location at Black Bear Farms. This spacious 3-bedroom, 3-bath condominium features an open and inviting floor plan- a great room with large windows with wooded views, a stone-surround gas fireplace, custom built-ins, wood floors, dining area and all open to the kitchen — perfect for everyday living and entertaining. The main level includes a generous primary suite, an additional bedroom and full bath, plus convenient main-floor laundry, mudroom and attached garage access. The fully finished walk-out lower level expands the living space with a large family room, third bedroom, and additional full bath — ideal for guests, hobbies, or extended stays. This condo is a beautifully maintained corner unit offering comfortable main-level living just 5 miles from downtown Traverse City.
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Traverse City built in 2005.
Final sale price: $535,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Year Built2005
Stories1
Location
CityTraverse City
Zip Code49685
CountyGrand Traverse County
Construction & Systems
BasementOther
HeatingNatural Gas, Baseboard, Forced Air
WaterPublic
Sale & Financing
Listed5/12/2026
Sold Date6/29/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$4,200
IncludesLawn/Yard Care, Sewer, Snow Removal
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shelley Grombala
Coldwell Banker Schmidt Traverse City
Frequently Asked Questions about 4911 Black Bear Drive, Traverse City, MI 49685
What type of financing is accepted for this listing?
Per MLS# 1945043, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4911 Black Bear Drive, Traverse City, MI 49685 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4911 Black Bear Drive, Traverse City, MI 49685 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$7,696
Principal & interest$3,496
HOA$4,200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4911 Black Bear Drive, Traverse City, MI 49685
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