Under Contract
49145 92nd Avenue, Decatur, MI 49045
$279,900
MLS # 26005634 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,000 sqftBuilt 19302 acres
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Listing Description
Experience peaceful country living at its finest with this move-in-ready ranch home set on 2 quiet acres. Offering 1,600 sq. ft. of comfortable main-level living, this property also features a partially finished basement complete with a second kitchen and a walkout possibility--perfect for extended living space or future expansion. A brand-new pole barn provides excellent storage or workshop potential, while the on-site greenhouse is ideal for gardening enthusiasts. Surrounded by open space and located on a quiet country road, this home delivers the privacy and tranquility you've been looking for. A rare opportunity to enjoy rural living with modern convenience--come see all this property has to offer.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 2,000 sq ft home built in 1930 sits in Decatur.
Asking $279,900 (about $140/sq ft).
Annual property taxes run approximately $9,928 ($827/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Midwest Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,000 sqft
Lot Size2 acres
Year Built1930
Stories1
Location
CityDecatur
MunicipalityHamilton Twp
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial, Walk-Out Access
HeatingBaseboard
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen
Sale & Financing
Listed2/15/2026
Original Price$389,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1
Tax Year2027
State Equalized Value$290,100
Taxable Value$85,857
Assessed Value$1
Homestead (PRE)100%
Parcel #80-10-035-006-00
Source: Public Records
Legal Description
New Split Subject to Township Approval
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul File
P & S File Land Company, LLC
Frequently Asked Questions about 49145 92nd Avenue, Decatur, MI 49045
What school district is 49145 92nd Avenue, Decatur, MI 49045 in?
Per MLS# 26005634, this property is served by Decatur. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26005634, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005634, the most recent reported annual property tax for 49145 92nd Avenue, Decatur, MI 49045 is $1 (2027). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 49145 92nd Avenue, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 49145 92nd Avenue, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamilton Twp police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$9,928
Monthly$827
Millage rate34.2242 mills
Municipality: Hamilton Township
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,643
Principal & interest$1,815
Property taxes$827
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
49145 92nd Avenue, Decatur, MI 49045
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