Pending
494 Anchor Lane, Portage, MI 49002
$510,000
MLS # 26028095 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,568 sqftBuilt 19960.45 acres
1 / 36
Listing Description
HIGHEST AND BEST 6/15 at 2 PM! This Portage executive ranch offers what buyers are really looking for: space, flexibility, natural light, and a backyard they actually want to spend time in. With more than 3,500 finished square feet, 4 bedrooms, 3 1/2 baths, and a finished walkout, it offers room to spread out without sacrificing comfort. The main-floor primary suite feels like a private retreat with a sitting area, walk-in closet, dual vanity, and large tub. The updated kitchen and eating area meld smoothly into a gorgeous sunroom. Skylights and vaulted ceilings make the entire home feel bright and open, while the large deck overlooks a beautifully landscaped yard that's ready for everything from summer cookouts to quiet evenings outside. The lower level adds tremendous value with a recreation space, a kitchenette, additional bedrooms, and a separate walkout entrance. Add in major updates including the roof, deck, granite countertops, and appliances, and you have ready-to-go new home!
Source: SparkMLS
About this home
Located in Portage in Portage, this property offers 4-bedroom, 4-bath, 3,568 sq ft, with original construction dating to 1996.
Asking $510,000 (about $143/sq ft).
Annual property taxes run approximately $9,385 ($782/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,568 sqft
Lot Size0.45 acres
Year Built1996
Stories1
Location
CityPortage
MunicipalityKalamazoo City
Zip Code49002
CountyKalamazoo
School DistrictPortage
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/8/2026
Original Price$474,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$9,385
Tax Year2025
Assessed Value$212,571
Parcel #10-07692-026-O
Source: SparkMLS
Legal Description
SOUTHWOOD #2, LOT 26
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kaciana Champlin
RE/MAX Perrett Associates
Frequently Asked Questions about 494 Anchor Lane, Portage, MI 49002
What school district is 494 Anchor Lane, Portage, MI 49002 in?
Per MLS# 26028095, this property is served by Portage. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26028095, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028095, the most recent reported annual property tax for 494 Anchor Lane, Portage, MI 49002 is $9,385 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 494 Anchor Lane, Portage, MI 49002 eligible for USDA financing?
Per USDA Rural Development boundary data, 494 Anchor Lane, Portage, MI 49002 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 494 Anchor Lane, Portage, MI 49002 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Kalamazoo City police department or the Kalamazoo County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,308
Principal & interest$3,308
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
494 Anchor Lane, Portage, MI 49002
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Municipality
Portage
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