Pending
4945 Wilcox Street, Montague, MI 49437
$270,000
MLS # 26032841 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,792 sqftBuilt 19451 acres
1 / 42
Listing Description
Welcome home to this spacious 4 bedroom, 2 bathroom home situated on a full 1 acre lot in the City of Montague. Offering nearly 1,800 square feet of living space, this move in ready home features a functional layout, main floor laundry, a spacious living area, big windows that fill the home with natural light, and a ton of storage throughout. Step outside to enjoy the large deck overlooking the beautifully maintained backyard with a wooded backdrop along Koon Creek, providing a peaceful setting that is hard to find within the city limits. A partial basement offers even more storage or hobby space, while the detached 2 stall garage includes loft storage and a lean to on the back for additional equipment, tools, or outdoor storage. Conveniently located near schools, parks, shopping, restaurants, White Lake, and Lake Michigan, this property offers the perfect combination of space, privacy, and convenience.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,792 sq ft home built in 1945 sits in Montague in Montague.
Currently offered at $270,000 (about $151/sq ft).
Property tax estimate: $4,939 per year ($412/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,792 sqft
Lot Size1 acres
Year Built1945
Stories1
Location
CityMontague
MunicipalityMontague City
Zip Code49437
CountyMuskegon
School DistrictMontague
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,939
Tax Year2026
Assessed Value$103,605
Parcel #21-187-008-0001-01
Source: SparkMLS
Legal Description
MONTAGUE CITY HENRY P DOWLING'S CENTENNIAL ADD'N LOTS 1 THRU 5 INC BLK 8 12/13/24 PARCEL 21-187-008-0001-00 AND PARCEL 21-187-008-0003-00 COMBINED TO CREATE PARCEL 21-187-008-0001-01
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dylan Zuniga
Five Star Real Estate Whitehall
Frequently Asked Questions about 4945 Wilcox Street, Montague, MI 49437
What school district is 4945 Wilcox Street, Montague, MI 49437 in?
Per MLS# 26032841, this property is served by Montague. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032841, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032841, the most recent reported annual property tax for 4945 Wilcox Street, Montague, MI 49437 is $4,939 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4945 Wilcox Street, Montague, MI 49437 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4945 Wilcox Street, Montague, MI 49437 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Montague City police department or the Muskegon County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4945 Wilcox Street, Montague, MI 49437
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Municipality
Montague
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