For Sale
495 Morton Avenue 3, Belding, MI 48809
$335,000
MLS # 26036773 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,816 sqftBuilt 20050 acres
1 / 31
Listing Description
This amazing 3 bedroom, 2.5 bath, two story condo with immense space and plenty of storage, is waiting for its new owners! This is a very unique development in Belding with an astounding 171 feet of frontage on the Flat River. Cool off in the summer by tubing or kayaking down the river that meanders through the city of Belding and past parks, allowing access and exit from the river. Or simply enjoy the wonderful view of the river from your living room, back bedrooms, or simply relaxing on your deck. Situated within the city limits of Belding, this location offers easy access and close proximity to shopping, entertainment and dining amenities. This home also features all new hardwood floors installed on main level in 2021, new furnace in 2023, all new appliances in 2021, front landscaping in 2023, and a massive 1817 square feet of finished living space above grade with incredible high, voluminous ceilings. Do not let this condo pass you by. Set your showing appointment today!
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,816 sq ft home in Belding in Belding built in 2005.
Asking $335,000 (about $184/sq ft).
Estimated annual property tax: $3,854, or about $321 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area1,816 sqft
Year Built2005
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed7/16/2026
Terms AcceptedCash, FHA, Conventional
HOA
HOA Fee$230 / Monthly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,854
Tax Year2025
Assessed Value$92,532
Parcel #34440105500000100
Source: SparkMLS
Legal Description
Unit 3 of Flat River Vista
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica M Hart
Keller Williams GR East
Frequently Asked Questions about 495 Morton Avenue 3, Belding, MI 48809
Which school district serves 495 Morton Avenue 3, Belding, MI 48809?
Per MLS# 26036773, 495 Morton Avenue 3, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
What financing options are available for 495 Morton Avenue 3, Belding, MI 48809?
Per MLS# 26036773, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 495 Morton Avenue 3, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $3,854 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 495 Morton Avenue 3, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 495 Morton Avenue 3, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 495 Morton Avenue 3, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,403
Principal & interest$2,173
HOA$230
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
495 Morton Avenue 3, Belding, MI 48809
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Municipality
Belding
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