Pending
49539 Nautical Drive, Chesterfield, MI 48047
$999,900
MLS # 20261048214 (Realcomp)
3 beds3 baths5,350 sqftBuilt 19940.27 acres
1 / 88
Listing Description
Welcome to one of Lottivue's premier waterfront residences, perfectly positioned on an 84 foot wide deep water canal with direct access to Lake St. Clair. Offering approximately 2,750 square feet of beautifully maintained ranch style living space plus an additional 2,600 square feet of finished lower-level living, this home blends luxury, comfort, and an unmatched boating lifestyle. The main level features three spacious bedrooms, two beautifully updated bathrooms, and an open floor plan filled with natural light. The kitchen showcases premium built-in appliances, abundant cabinetry, and generous workspace while flowing seamlessly into the living and dining areas overlooking the water. The finished lower level dramatically expands the home's living space with a full second kitchen, custom bar, half bathroom, cedar closet, extensive storage, and multiple entertaining areas perfect for hosting family and friends. Two hot water tanks provide added convenience and capacity. Step outside to a covered rear patio that opens to an expansive deck overlooking the canal, creating the perfect setting for entertaining, relaxing, or enjoying peaceful waterfront views. The commercial-grade steel seawall, reportedly designed by the previous owner as a 100-year seawall, offers exceptional durability and peace of mind. Additional highlights include a three-car attached garage, oversized driveway with ample parking, beautiful landscaping, and an approximately 0.27 acre homesite measuring 84 x 142. Located in the highly sought-after Lottivue subdivision, this exceptional property offers quick access to Lake St. Clair and the waterfront lifestyle that makes this community one of the area's most desirable destinations. For buyers looking to make the transition to waterfront living even easier, the seller's boat is also available for purchase under separate terms, and select furnishings may be negotiable, offering the opportunity to enjoy this incredible home.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 5,350 sq ft home built in 1994 sits in Chesterfield Township in Chesterfield.
Currently offered at $999,900 (about $187/sq ft).
Estimated annual property tax: $10,361, or about $863 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area5,350 sqft
Lot Size0.27 acres
Year Built1994
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
ConstructionBrick
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$995 / Annually
Source: SparkMLS
Tax Information
Annual Tax$10,361
State Equalized Value$361,400
Taxable Value$277,224
Parcel #09-26-211-005
Source: Public Records
Legal Description
LOTTIVUE SUBDIVISION NO 7 LOT 150
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Mike Meldrum
Real Estate One-Chesterfield
Frequently Asked Questions about 49539 Nautical Drive, Chesterfield, MI 48047
What school district is 49539 Nautical Drive, Chesterfield, MI 48047 in?
Per MLS# 20261048214, this property is served by Anchor Bay. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261048214, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261048214, the most recent reported annual property tax for 49539 Nautical Drive, Chesterfield, MI 48047 is $10,361. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 49539 Nautical Drive, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 49539 Nautical Drive, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 49539 Nautical Drive, Chesterfield, MI 48047 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$6,568
Principal & interest$6,485
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
49539 Nautical Drive, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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