Under Contract
4956 Oak Hill Drive, 78, Waterford, MI 48329
$179,900
MLS # 20261023237 (Realcomp)
3 beds2 baths1,779 sqftBuilt 1990
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Listing Description
Lake Privileges on Eagle Lake welcome you to this beautiful condo in the highly desirable Harbor Oaks community, just minutes from downtown Clarkston. Offering nearly 1,800 square feet, this spacious 3-bedroom, 2-bath home blends comfort, convenience, and lifestyle.The open-concept great room features a vaulted ceiling, cozy gas fireplace, wet bar, and access to a private balcony with serene views of mature trees an ideal spot for morning coffee or evening relaxation. The kitchen comes fully equipped with all appliances, and the home also offers in-unit laundry with a washer and dryer for everyday convenience.The oversized primary suite (18x13) is a private retreat with a 9x9 walk-in closet and en-suite bath. Two additional generously sized bedrooms provide flexible space for guests, a home office, or hobbies. Newer appliances and carpet enhance the move-in-ready appeal.Enjoy exclusive access to all-sports Eagle Lake, along with scenic walking paths winding through mature trees and offering a true touch of nature. As part of this welcoming community, you’ll have direct lake access - perfect for kayaking, swimming, and fishing just steps from your door.The monthly association fee covers sewer, trash and snow removal, landscaping, and exterior maintenance, ensuring a low-maintenance lifestyle.Ideally located near downtown Clarkston dining and entertainment, with easy I-75 access and just 15 minutes to Oakland University, this home offers both tranquility and convenience. Whether as a primary residence or investment, this condo truly has it all.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,779 sq ft home in Waterford Township in Waterford built in 1990.
Asking $179,900 (about $101/sq ft).
Estimated annual property tax: $2,849, or about $237 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area1,779 sqft
Year Built1990
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementSlab
Garage1 space
HeatingForced Air
SewerPublic
InteriorWet Bar
Sale & Financing
Listed4/14/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$329 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,955
State Equalized Value$93,690
Taxable Value$81,730
Parcel #1304433089
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 78, BLDG 6 L 10178 P 121 10-27-89 FR 13-03-301-005
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Violetta G Vilenchuk
Michigan First Realty LLC
Frequently Asked Questions about 4956 Oak Hill Drive, 78, Waterford, MI 48329
What school district is 4956 Oak Hill Drive, 78, Waterford, MI 48329 in?
Per MLS# 20261023237, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4956 Oak Hill Drive, 78, Waterford, MI 48329?
Per MLS# 20261023237, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023237, the most recent reported annual property tax for 4956 Oak Hill Drive, 78, Waterford, MI 48329 is $2,955. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4956 Oak Hill Drive, 78, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4956 Oak Hill Drive, 78, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4956 Oak Hill Drive, 78, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,849
Monthly$237
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,733
Principal & interest$1,167
Property taxes$237
HOA$329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4956 Oak Hill Drive, 78, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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