Pending
496 E Lovell Drive, Troy, MI 48085
$365,000
MLS # 20261045693 (Realcomp)
4 beds3 baths1,798 sqftBuilt 19600.36 acres
1 / 21
Listing Description
This updated 4-bedroom, 3-bath ranch in northern Troy’s Avondale School District offers both comfort and flexibility for business or personal use. Highlights include a newer forced-air furnace, AC system, and roof, plus a two-car detached garage, large picture windows, and cathedral ceilings. Sitting on a corner lot with a long driveway, backyard deck, and vinyl flooring throughout, it also features a master suite with a walk-in closet and private bath. Previously a licensed adult foster care home, it can easily be transformed into a spacious family residence. Most personal items are included in the sale.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,798 sq ft home in Troy in Troy built in 1960.
Currently offered at $365,000 (about $203/sq ft).
Annual property taxes run approximately $7,831 ($653/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,798 sqft
Lot Size0.36 acres
Year Built1960
Stories1
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictAvondale
Construction & Systems
ConstructionAluminum Siding, Brick
BasementCrawl Space
Garage2 spaces
HeatingForced Air
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,831
State Equalized Value$170,210
Taxable Value$149,180
Parcel #2003176025
Source: Public Records
Legal Description
T2N, R11E, SEC 3 TROYHURST N 147 FT OF LOT 77 10-16-18 FR 012
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ariel M Sanchez
Five Star Real Estate - Troy
Frequently Asked Questions about 496 E Lovell Drive, Troy, MI 48085
What school district is 496 E Lovell Drive, Troy, MI 48085 in?
Per MLS# 20261045693, this property is served by Avondale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261045693, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261045693, the most recent reported annual property tax for 496 E Lovell Drive, Troy, MI 48085 is $7,831. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 496 E Lovell Drive, Troy, MI 48085 eligible for USDA financing?
Per USDA Rural Development boundary data, 496 E Lovell Drive, Troy, MI 48085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 496 E Lovell Drive, Troy, MI 48085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
496 E Lovell Drive, Troy, MI 48085
View full property history →
Municipality
Troy
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 496 E Lovell Drive
We'll notify you when something hits the market in Troy or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.