For Sale
4960 Lake Point Drive, Waterford, MI 48329
$265,000
MLS # 50208452 (MiRealSource)
3 beds2 bathsBuilt 1972
1 / 37
Listing Description
Welcome to Hidden Harbor Condos-a rare opportunity to enjoy lake living in one of Waterford's most desirable waterfront communities! This beautifully maintained upper unit condo offers access to a private all-sports lake complete with a private beach, boat launch, and optional dock space available as well as winter boat storage. The condo features three bedrooms and two full bathrooms. It also includes all appliances, including new washer and dryer and newer stove and refrigerator. Enjoy the spectacular water views on the balcony right off the dining area. Schedule your showing today because this gem won't last long!
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 3-bedroom, 2-bath, with original construction dating to 1972.
Currently offered at $265,000.
Estimated annual property tax: $3,112, or about $259 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Year Built1972
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/20/2026
Original Price$289,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
State Equalized Value$102,330
Taxable Value$101,940
Parcel #1304429026
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 491 HIDDEN HARBOR CONDOMINIUM UNIT 11, BLDG 2 L 9852 P 771 4-14-87 FR 015
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Marianna Ruffino
Realty Executives Home Towne Shelby
Frequently Asked Questions about 4960 Lake Point Drive, Waterford, MI 48329
What school district is 4960 Lake Point Drive, Waterford, MI 48329 in?
Per MLS# 50208452, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50208452, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 4960 Lake Point Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4960 Lake Point Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4960 Lake Point Drive, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,112
Monthly$259
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,978
Principal & interest$1,719
Property taxes$259
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4960 Lake Point Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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