Under Contract
4960 Pine Drive, Kalkaska, MI 49646
$227,500
MLS # 1943403 (Northern Great Lakes REALTORS® MLS)
2 beds1 bathBuilt 19600.36 acres
1 / 57
Listing Description
CHARMING 2–3 BEDROOM HOME WITH BEAUTIFUL LAKE VIEWS! This immaculate property showcases true pride of ownership, with thoughtful updates and eye-catching landscaping throughout. The versatile rear family room is perfect for entertaining or could easily serve as a spacious primary bedroom, with direct access to the back deck—ideal for relaxing and enjoying the scenery. Outside, you’ll find a detached 20x20 garage along with three additional sheds, offering plenty of space for tools, toys, or a workshop. The large, fenced backyard is perfect for kids or pets and features a wraparound deck for outdoor cooking and entertaining, plus a cozy bonfire pit to unwind while taking in the lake views. Conveniently located just a short walk to lake access and only minutes from town, this home offers the perfect blend of comfort, functionality, and location. With so much to offer at an affordable price, this is truly a must-see! Occupancy at closing!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Kalkaska built in 1960.
Currently offered at $227,500.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.36 acres
Year Built1960
Stories1
Location
CityKalkaska
Zip Code49646
CountyKalkaska
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed3/30/2026
Original Price$234,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandra Gunning
REMAX Bayshore - Kalkaska
Frequently Asked Questions about 4960 Pine Drive, Kalkaska, MI 49646
Can I use FHA or VA financing for this property?
Per MLS# 1943403, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4960 Pine Drive, Kalkaska, MI 49646 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 4960 Pine Drive, Kalkaska, MI 49646?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Consumers Energy Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$1,476
Principal & interest$1,476
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4960 Pine Drive, Kalkaska, MI 49646
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