Sold
4964 Oak Hill Drive, Waterford, MI 48329
Sold on 05/29/2026 for$172,000
MLS # 20261022362 (Realcomp)
2 beds2 baths1,332 sqftBuilt 1990
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Listing Description
***Open House Saturday 4/25/26 10am-12pm***Experience the ultimate lakeside lifestyle in this beautifully maintained, neutrally decorated condo featuring an open-concept layout and premium finishes. The spacious interior boasts a large living room anchored by a cozy natural fireplace, flowing seamlessly into a modern kitchen with stainless steel appliances and a dining area with a sliding door wall to your private patio. Retreat to the expansive primary suite, complete with a large master bath and a generous walk-in closet. Residents enjoy exclusive access to all-sports Eagle Lake for boating, kayaking, swimming, and fishing, along with a private wooded park, beach area, and scenic walking paths. Complete with an assigned covered carport, and ample guest? spaces, this home offers the perfect blend of comfort and resort-style living.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,332 sq ft home built in 1990 sits in Waterford Township in Waterford.
This home sold for $172,000 (about $129/sq ft).
Annual property taxes run approximately $2,538 ($212/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,332 sqft
Year Built1990
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementSlab
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/7/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$329 / Monthly
IncludesLawn/Yard Care, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$1,666
State Equalized Value$83,470
Taxable Value$78,270
Parcel #1304433081
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 70, BLDG 6 L 10178 P 121 10-27-89 FR 13-03-301-005
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael J Scianna
EXP Realty Shelby
Frequently Asked Questions about 4964 Oak Hill Drive, Waterford, MI 48329
What school district is 4964 Oak Hill Drive, Waterford, MI 48329 in?
Per MLS# 20261022362, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261022362, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261022362, the most recent reported annual property tax for 4964 Oak Hill Drive, Waterford, MI 48329 is $1,666. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4964 Oak Hill Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4964 Oak Hill Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4964 Oak Hill Drive, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,538
Monthly$212
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,611
Principal & interest$1,070
Property taxes$212
HOA$329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4964 Oak Hill Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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