Sold
49680 KEYCOVE, Chesterfield, MI 48047
Sold on 05/15/2025 for$488,000
MLS # 20250026756 (Realcomp)
3 beds2 baths1,841 sqftBuilt 19790.28 acres
1 / 21
Listing Description
Embrace the ultimate lakeside lifestyle in the highly sought-after Lottivue subdivision! This charming solid brick ranch boasts a phenomenal lot with an impressive 80 feet of canal frontage and stunning lake views. The spacious canal, measuring 80 feet wide, offers easy navigation for boating enthusiasts. Inside, you'll find 3 comfortable bedrooms and 2 well-appointed full baths, featuring a desirable split-bedroom layout. The primary suite, with a walk-in closet, is thoughtfully positioned for privacy on one side, while two additional bedrooms are located on the opposite side of the home. The kitchen and adjoining breakfast nook provide ample space and layout flexibility for your creative updates. Step into the beautiful four-season room, where breathtaking views await you year-round. With everything conveniently located on one level, including main floor laundry, this home is designed for ease of living. The expansive unfinished basement presents endless possibilities—whether you choose to finish it for additional living space or utilize it for storage. Recent updates include a NEW ROOF (2021) and a NEW DECK by the seawall and house (2021). While the home requires updates, the exceptional lot and mesmerizing views offer a perfect canvas for your vision. Don't miss this incredible opportunity to create your dream home—schedule your showing today! 3 Photos virtually staged and enhanced.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,841 sq ft home built in 1979 sits in Chesterfield Township in Chesterfield.
Closed at $488,000 (about $265/sq ft).
Property tax estimate: $5,896 per year ($491/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,841 sqft
Lot Size0.28 acres
Year Built1979
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/15/2025
Sold Date5/14/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$870 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,896
State Equalized Value$257,300
Taxable Value$165,605
Parcel #09-26-226-008
Source: Public Records
Legal Description
"LOTTIVUE" LOT 42
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jill Dorr
Real Estate One-Rochester
Frequently Asked Questions about 49680 KEYCOVE, Chesterfield, MI 48047
What school district is 49680 KEYCOVE, Chesterfield, MI 48047 in?
Per MLS# 20250026756, this property is served by Anchor Bay. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20250026756, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250026756, the most recent reported annual property tax for 49680 KEYCOVE, Chesterfield, MI 48047 is $5,896. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 49680 KEYCOVE, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 49680 KEYCOVE, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 49680 KEYCOVE, Chesterfield, MI 48047 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 49680 KEYCOVE, Chesterfield, MI 48047?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 49680 KEYCOVE, Chesterfield, MI 48047. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$3,316
Principal & interest$3,243
HOA$73
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
49680 KEYCOVE, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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