For Sale
497 Iyopawa Road, Coldwater, MI 49036
$962,900
MLS # 26005779 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,100 sqftBuilt 20140.57 acres
1 / 46
Listing Description
**Coldwater Lake** This beautiful lakefront home has plenty of space for all! Expansive lot with over half an acre, allowing plenty of room for extra parking, as well as docking boats along the expanded shore line. The craftsmanship in this home is evident the minute you walk inside, from the beautiful wainscoting, tray ceilings, recessed lighting and many upgrades. Featuring 4 bedrooms, 3 full baths, large eat in kitchen with soft close Harlan cabinetry and Electrolux appliances. Basement is ready for finishing touches with extra bath already plumbed. Stunning views of the lake with ample amount of windows throughout. Indulge in outdoor living on the large, low-maintenance deck, complete with an outside wood-burning fireplace. Aluminum dock included! Call today for your personal tour!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,100 sq ft home built in 2014 sits in Coldwater.
Currently offered at $962,900 (about $459/sq ft).
Annual property taxes run approximately $11,802 ($983/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,100 sqft
Lot Size0.57 acres
Year Built2014
Stories2
Location
CityColdwater
MunicipalityKinderhook Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/16/2026
Original Price$969,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$11,802
Tax Year2025
Assessed Value$322,200
Parcel #150-003-200-070-00
Source: SparkMLS
Legal Description
At listing Office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karmen Ann Case
Case Realty Group
Frequently Asked Questions about 497 Iyopawa Road, Coldwater, MI 49036
Which school district serves 497 Iyopawa Road, Coldwater, MI 49036?
Per MLS# 26005779, 497 Iyopawa Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What financing options are available for 497 Iyopawa Road, Coldwater, MI 49036?
Per MLS# 26005779, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 497 Iyopawa Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $11,802 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 497 Iyopawa Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 497 Iyopawa Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 497 Iyopawa Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kinderhook Twp police department or the Branch County sheriff's office.
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Monthly payment$6,245
Principal & interest$6,245
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
497 Iyopawa Road, Coldwater, MI 49036
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