Sold
497 River Road, Otsego, MI 49078
Sold on 08/22/2025 for$77,000
MLS # 20251004592 (Realcomp)
1 bed1 bath1,024 sqftBuilt 19500.83 acres
1 / 17
Listing Description
We are involved in a multiple offer situation on this property. The seller has requested all interested parties to submit their highest and best offer no later than 12 PM EST on 07/16/2025This ranch home sits on a generous lot backing up to the Kalamazoo River. Home sold as is. All sizes are approximate including sq ft. Please verify.This property is eligible under the Freddie Mac First Look Initiative through 07/02/2025Homegenius Real Estate is listed as co-broker on MLS
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 1,024 sq ft home built in 1950 sits in Otsego Township in Otsego.
This home sold for $77,000 (about $75/sq ft).
Property tax estimate: $1,189 per year ($99/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area1,024 sqft
Lot Size0.83 acres
Year Built1950
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access
Garage1 space
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/1/2025
Sold Date8/21/2025
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,189
Parcel #1702105800
Source: SparkMLS
Legal Description
COM ON CTR HWY 90 FT SELY FROM WHERE CTR LINE HWY CROSSES W SEC LINE SEC 21 TH SELY ALONG SD CTR LINE 110 FT TH NELY AT RT ANGLES TO HWY TO CONTOUR 684.8 FT TH NWLY ALONG SD CONTOUR LINE 110 FT TH SWLY TO BEG SEC 21 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven B Wilson
Steven B Wilson
Frequently Asked Questions about 497 River Road, Otsego, MI 49078
What school district is 497 River Road, Otsego, MI 49078 in?
Per MLS# 20251004592, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20251004592, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251004592, the most recent reported annual property tax for 497 River Road, Otsego, MI 49078 is $1,189. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 497 River Road, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 497 River Road, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 497 River Road, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$453
Principal & interest$453
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
123.NET IncFiber
6 GbpsMercury FiberFiber
5 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
497 River Road, Otsego, MI 49078
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Municipality
Otsego Township
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