Sold
4970 Oak Hill Drive, Waterford, MI 48329
Sold on 03/13/2026 for$150,000
MLS # 20251052646 (Realcomp)
2 beds2 baths1,332 sqftBuilt 19900 acres
1 / 39
Listing Description
Welcome home to this desirable Harbor Oaks condo, with DIRECT access to Eagle Lake, in the heart of dining, shopping, lakes and so much more. As you enter into the large foyer area you will observe the great open floor plan. The living room gas fireplace will provide plenty of coziness for the cool fall/winter evenings. Step out of your dining room through the doorwall on to the private ground level deck and enjoy peaceful views while sipping your morning coffee or winding down in the evening. Off the porch is an extra storage "shed". The spacious primary bedroom has a large walk-in closet and primary bathroom. There is in unit laundry and mechanical room. Hot water tank 6 years old. You will love all of the closet storage-they are large and plentiful!! The beautiful nature path that leads to Eagle lake is just a very short walk from your door. This path leads you to Eagle lake where you have direct access to the lake, in the summer there is a dock. This is great for you kayak/paddleboard enthusiasts. The one car garage is conveniently located right next to the mailboxes. All appliances included. Exclude the freezer in the laundry room and the mini fridge in the living room. BATVAI
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,332 sq ft home in Waterford Township in Waterford built in 1990.
This home sold for $150,000 (about $113/sq ft).
Annual property taxes run approximately $2,281 ($190/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,332 sqft
Year Built1990
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionAluminum Siding
BasementSlab
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed11/7/2025
Sold Date3/12/2026
Original Price$165,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$329 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$2,359
State Equalized Value$75,000
Taxable Value$66,210
Parcel #1304433078
Source: Public Records
Legal Description
T3N, R9E, SEC 3 & 4 OAKLAND COUNTY CONDOMINIUM PLAN NO 516 HARBOR OAKS CONDOMINIUMS UNIT 67, BLDG 6 L 10178 P 121 10-27-89 FR 13-03-301-005
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Colleen K Strader
CMS Realty LLC
Frequently Asked Questions about 4970 Oak Hill Drive, Waterford, MI 48329
What school district is 4970 Oak Hill Drive, Waterford, MI 48329 in?
Per MLS# 20251052646, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 4970 Oak Hill Drive, Waterford, MI 48329?
Per MLS# 20251052646, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251052646, the most recent reported annual property tax for 4970 Oak Hill Drive, Waterford, MI 48329 is $2,359. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4970 Oak Hill Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 4970 Oak Hill Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4970 Oak Hill Drive, Waterford, MI 48329 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 4970 Oak Hill Drive, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,281
Monthly$190
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,492
Principal & interest$973
Property taxes$190
HOA$329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4970 Oak Hill Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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