For Sale
4973 S Lakeshore Drive, Ludington, MI 49431
$475,000
MLS # 26015319 (Michigan Regional Information Center (MichRIC))
2.34 acres
1 / 44
Listing Description
SUMMIT TOWNSHIP - Rare opportunity to own an exceptional stretch of Lake Michigan frontage owned by the same family for 100 years! This vacant parcel offers approximately 330 feet of sandy shoreline and sits atop a scenic bluff, delivering breathtaking panoramic lake views and unforgettable sunsets. With 2.34 acres, the property offers a beautiful blend of privacy and natural character. The land includes some existing clearings, though it has not been recently cleared, allowing the next owner to shape the landscape to their vision. The bluff setting provides a dramatic vantage point overlooking Lake Michigan, making it an ideal location for a thoughtfully designed custom home. There was once a home here many years ago and the original garage is still on the property. The driveway from Lakeshore Drive is an easement over the neighbors property to get to this parcel.
Source: SparkMLS
About this home
Asking $475,000.
Property tax estimate: $6,129 per year ($511/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size2.34 acres
Location
CityLudington
MunicipalitySummit Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesElectricity Available, None
Sale & Financing
Listed4/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,129
Tax Year2025
Assessed Value$139,103
Parcel #53-014-114-025-00
Source: SparkMLS
Legal Description
SU-152-C-1 X S 330 FT OF FOLLOWING DESC LANDS--COMM AT NW COR POST OF NW 1/4 OF SW 1/4 OF SEC 14, TH W ON 1/4 LINE 82 FT TO WHITE BIRCH TREE ON EDGE BLUFF BANK IN SEC 15,TH S'LY ALG BLUFF BANK TO S LINE OF NW 1/4 OF SW 1/4 OF SEC 14, TH E 300 FT N TO PT 218 FT E OF POB, TH W ON 1/4 LINE 218 FT TO POB. SEC 14 & 15 T17N R18W 2.34 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 4973 S Lakeshore Drive, Ludington, MI 49431
Which school district serves 4973 S Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26015319, 4973 S Lakeshore Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 4973 S Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26015319, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4973 S Lakeshore Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $6,129 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4973 S Lakeshore Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4973 S Lakeshore Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4973 S Lakeshore Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4973 S Lakeshore Drive, Ludington, MI 49431
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