For Sale
498 Warren Road, Coldwater, MI 49036
$519,000
MLS # 26010030 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,600 sqftBuilt 20190.18 acres
1 / 19
Listing Description
*COLDWATER LAKE WATERFRONT! Bring your water toys and start enjoying this amazing Lakefront retreat. This 3 bedroom, 2 full bath contemporary home has everything you need. Main level offers an open concept kitchen with stainless steel appliances, dining and living room with waterfront views, bedroom and full bath with walk in custom tiled shower. Upstairs you will enjoy a second family room with balcony, 2 spacious bedrooms, full bath with double vanity and plenty of closet space. Enjoy the fenced in back yard with a newly constructed composite deck and garage to store all your extras. This home has one of the best views on Coldwater Lake. Call listing agent today. This company makes no warranty or representations about the contents of this data including room sizes & sq. footage. It is the responsibility of the parties looking at the property to satisfy themselves as to the accuracy of this information. Taxes were obtained from the local assessor and the taxes could change for
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,600 sq ft home built in 2019 sits in Coldwater.
Asking $519,000 (about $324/sq ft).
Property tax estimate: $7,736 per year ($645/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,600 sqft
Lot Size0.18 acres
Year Built2019
Stories2
Location
CityColdwater
MunicipalityOvid Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleContemporary
ConstructionOther
BasementSlab
Garage1 space
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/15/2026
Original Price$569,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,736
Tax Year2025
Assessed Value$169,870
Parcel #110-022-400-011-99
Source: SparkMLS
Legal Description
At listing office.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Tell
Case Realty Group
Frequently Asked Questions about 498 Warren Road, Coldwater, MI 49036
Which school district serves 498 Warren Road, Coldwater, MI 49036?
Per MLS# 26010030, 498 Warren Road, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26010030, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 498 Warren Road, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $7,736 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 498 Warren Road, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 498 Warren Road, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 498 Warren Road, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ovid Twp police department or the Branch County sheriff's office.
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Monthly payment$3,366
Principal & interest$3,366
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
498 Warren Road, Coldwater, MI 49036
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