Sold

4981 Harding Street, Dearborn Heights, MI 48125

Sold on 07/14/2025 for$245,000

MLS # 20251008443 (Realcomp)

3 beds2 baths1,326 sqftBuilt 20040.23 acres

4981 Harding Street, Dearborn Heights, MI 48125 — front exterior

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Listing Description

Welcome Home! Beautiful 3 bedroom, 2 bath brick ranch built in 2004 situated on a large lot. Inside, you’ll find an open-concept layout with luxury vinyl plank flooring that flows seamlessly through the kitchen, dining, living area, and into each bedroom. The kitchen features 40" raised panel cabinets, granite countertops, stainless steel appliances, and a spacious 5-foot island that adds both storage and seating. Recessed lighting and an abundance of windows fill each room with natural light. A convenient mudroom/laundry area is located just off the kitchen and side entrance. Down the hall, two bedrooms plus a private primary suite are tucked away in the back of the home for added peace and quiet. Relax or entertain this summer on the large patio that features a 20x10 pergola with ceiling fans and string lighting, and the custom firepit area is the perfect spot to relax and unwind. Don't miss the opportunity to view this beautiful home, schedule your showing today!

Source: SparkMLS

About this home

This 3-bedroom, 2-bath, 1,326 sq ft home built in 2004 sits in Dearborn Heights in Dearborn Heights.

Closed at $245,000 (about $185/sq ft).

Estimated annual property tax: $8,092, or about $674 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 10 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms2

Living Area1,326 sqft

Lot Size0.23 acres

Year Built2004

Stories1

Location

CityDearborn Heights

MunicipalityDearborn Heights City

Zip Code48125

CountyWayne

School DistrictDearborn Heights

Construction & Systems

ConstructionBrick, Vinyl Siding

BasementCrawl Space

HeatingForced Air

WaterPublic

SewerPublic

Sale & Financing

Listed6/13/2025

Sold Date7/13/2025

Terms AcceptedCash, Conventional, FHA, VA Loan

Source: SparkMLS

Tax Information

Annual Tax$8,092

Parcel #33051042152000

Source: SparkMLS

Legal Description

34J2152 2153A 34K499B 500 LOT 2152 AND THE N 1/2 OF LOT 2153 ALSO W 1/2 ADJ VAC ALLEY DEARBORN HOMES SUB NO 8 T2SR10E L49 P76 WCR ALSO THE N 1/2 OF LOT 499 ALSO LOT 500 ALSO W 1/2 ADJ VAC ALLEY EDFORD PK SUB NO 1 T2S R10E L57 P55 WCR

Property Records

FEMA Flood Zone: Zone AE — 100-year floodplain

Flood insurance required for federally backed mortgages

Source: FEMA NFHL

USDA Rural Development: Not Eligible

Verify eligibility at USDA

Listed by Carolena Reed

Premiere Realty Group LLC

Frequently Asked Questions about 4981 Harding Street, Dearborn Heights, MI 48125

Which school district serves 4981 Harding Street, Dearborn Heights, MI 48125?

Per MLS# 20251008443, 4981 Harding Street, Dearborn Heights, MI 48125 is in the Dearborn Heights boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dearborn Heights directly to confirm enrollment eligibility.

What type of financing is accepted for this listing?

Per MLS# 20251008443, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 4981 Harding Street, Dearborn Heights, MI 48125?

Per public tax records, annual property taxes for this property are $8,092. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 4981 Harding Street, Dearborn Heights, MI 48125 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.

USDA Eligibility Map

Is 4981 Harding Street, Dearborn Heights, MI 48125 in a flood zone?

Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is available at 4981 Harding Street, Dearborn Heights, MI 48125. The maximum advertised download speed is 6.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 4981 Harding Street, Dearborn Heights, MI 48125?

Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

DTE Electric Company DTE Gas Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.

CLEMIS

Map

Or contact Alexander directly

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