Sold
4995 Stoddard Drive, Troy, MI 48085
Sold on 10/27/2025 for$510,000
MLS # 20251044787 (Realcomp)
4 beds4 baths3,369 sqftBuilt 19710.29 acres
1 / 50
Listing Description
***Exceptional Updated EAST facing Colonial Home in one of Troy’s Premier School Districts; Move-In Ready*** Step inside to one of largest and most desirable layouts in the WINDMILL POINT neighborhood. Over the years. this home has been extensively updated inside-and-out, blending timeless designs with modern finishes. Start your journey - in the light filled foyer, with newer entry door that opens to a Great Room w/vaulted ceilings and east-facing windows plus a formal dining room - all this highlighted by newly Refinished Solid Hardwood floors. The fully remodeled Kitchen (2023) impresses; Complete w/granite countertops, soft-close shaker cabinetry, subway tile backsplash, ceramic tile flooring, newer Stainless-Steel appliances PLUS a Gas Stove w/exterior Vented Exhaust. The adjoining eat-in breakfast area overlooks the private fenced backyard and deck, while the cozy family room features a Full Brick Fireplace and additional access to outdoor living ... ideal for entertaining or relaxing. Don't miss the remodeled first floor laundry room (Newer washer/dryer 2023) w/added cabinetry and the custom Powder room. **Upstairs** find FOUR spacious Bedrooms and TWO fully remodeled full bathrooms - featuring a primary suite w/a private vanity area, large closets and beautifully updated ensuite bathroom. **Downstairs** the FINISHED BASEMENT adds more space with an entertainment room, office, fitness or flex space, plus a half bath and ample storage.UPDATES INCLUDE: New paint and refinished hardwoods (2024), remodeled Kitchen and Baths (2023), New Porch (2023), Newer windows, sliding doors, blinds, bedroom floors upstairs, HWT (2024), Insulation Added (2024), Furnace & A/C (2015), sprinklers (2015), and roof (2008). The garage has also recently been refreshed with painted walls and coated floors. TROY SCHOOLS: Hill Elementary, Larson Middle, and Athens High School ** Truly move-in ready w/an attention to details ** BATVAI
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 3,369 sq ft home built in 1971 sits in Troy in Troy.
Final sale price: $510,000 (about $151/sq ft).
Property tax estimate: $7,296 per year ($608/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,369 sqft
Lot Size0.29 acres
Year Built1971
Stories2
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed10/11/2025
Sold Date10/26/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,296
State Equalized Value$208,520
Taxable Value$205,520
Parcel #2013126001
Source: Public Records
Legal Description
T2N, R11E, SEC 13 WINDMILL POINTE SUB NO 2 LOT 408
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer A Toomajian
Real Estate One-Troy
Frequently Asked Questions about 4995 Stoddard Drive, Troy, MI 48085
Which school district serves 4995 Stoddard Drive, Troy, MI 48085?
Per MLS# 20251044787, 4995 Stoddard Drive, Troy, MI 48085 is in the Troy boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Troy directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251044787, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4995 Stoddard Drive, Troy, MI 48085?
Per public tax records, annual property taxes for this property are $7,296. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4995 Stoddard Drive, Troy, MI 48085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4995 Stoddard Drive, Troy, MI 48085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 4995 Stoddard Drive, Troy, MI 48085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 4995 Stoddard Drive, Troy, MI 48085?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,308
Principal & interest$3,308
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteDSLLicensed Fixed Wireless
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4995 Stoddard Drive, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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