For Sale
5 Horseshoe Trail, Petoskey, MI 49770
$39,900
MLS # 1944300 (Northern Great Lakes REALTORS® MLS)
2.46 acres
1 / 14
Listing Description
Horseshoe Meadows offers a quiet, country atmosphere without giving up the convenience of nearby towns. Located just minutes from Bay Harbor, Charlevoix, and Boyne City, you’ll have easy access to some of Northern Michigan’s most desirable destinations. Experience the best of four-season living: • Beautiful Lake Michigan beaches • Renowned golf courses and ski resorts • Endless opportunities for boating, fishing, hiking, and biking • Unique shops, great dining, and year-round events in downtown Petoskey With sensible building guidelines and practical restrictions in place, this property offers a rare chance to enjoy upscale living at an attainable price point—without compromising on location or quality. If you’ve been waiting for the right Northern Michigan homesite, your search ends here. • Over 2 Acres • Prime Location Near Petoskey • Private, Peaceful Setting with Unlimited Potential
Source: SparkMLS
About this home
Listed at $39,900.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size2.46 acres
Location
CityPetoskey
Zip Code49770
CountyCharlevoix
Sale & Financing
Listed4/26/2026
Terms AcceptedCash, Conventional, Lease Purchase
HOA
HOA Fee$375
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Judy Curtice-Porter
REO-TCRandolph-233022
Frequently Asked Questions about 5 Horseshoe Trail, Petoskey, MI 49770
Can I use FHA or VA financing for this property?
Per MLS# 1944300, the seller has indicated this property accepts the following financing types: Cash, Conventional, Lease Purchase. Financing acceptance is subject to change — confirm with the listing agent.
Is 5 Horseshoe Trail, Petoskey, MI 49770 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5 Horseshoe Trail, Petoskey, MI 49770 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$634
Principal & interest$259
HOA$375
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5 Horseshoe Trail, Petoskey, MI 49770
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