Pending
50 Lucky Drive, Coldwater, MI 49036
$149,900
MLS # 26035227 (Michigan Regional Information Center (MichRIC))
2 beds1 bath840 sqftBuilt 19800.12 acres
1 / 36
Listing Description
**CEMETERY LAKE* Boat and Lift Included in sale!! Affordable Lakefront Living on Coldwater's North Chain of Lakes! Welcome to this charming and cozy 2-bedroom, 1-bath year-round home nestled along the channel connecting Cemetery Lake and South Lake on Coldwater's desirable North Chain of Lakes. Whether you're searching for a peaceful full-time residence, the perfect summer getaway, or a fantastic Airbnb investment, this property checks all the boxes. Step outside to a beautifully maintained yard and enjoy your morning coffee or evening sunsets from the spacious waterside deck overlooking the channel. Enjoy the best view in the town to Coldwater's Heritage Park firework display! The sale even includes a boat and lift, making it easy to start enjoying lake life from day one! Located just a short walk from the City of Coldwater's brand-new public fishing site, anglers will love the convenience. Across the street is a quaint park for little ones to enjoy!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 840 sq ft home in Coldwater in Coldwater built in 1980.
Asking $149,900 (about $178/sq ft).
Annual property taxes run approximately $1,235 ($103/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms2
Bathrooms1
Living Area840 sqft
Lot Size0.12 acres
Year Built1980
Stories1
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,235
Tax Year2026
Assessed Value$18,450
Parcel #303-000-001-029-00
Source: SparkMLS
Legal Description
LOT 21 BLK 3 PILOT KNOB PLAT SEC 17 T6S R6W
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sydney Butler MTP Group
Real Broker LLC
Frequently Asked Questions about 50 Lucky Drive, Coldwater, MI 49036
What school district is 50 Lucky Drive, Coldwater, MI 49036 in?
Per MLS# 26035227, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26035227, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26035227, the most recent reported annual property tax for 50 Lucky Drive, Coldwater, MI 49036 is $1,235 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 50 Lucky Drive, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 50 Lucky Drive, Coldwater, MI 49036 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$972
Principal & interest$972
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
50 Lucky Drive, Coldwater, MI 49036
View full property history →
Municipality
Coldwater
View all listings →
Get email alerts for new listings near 50 Lucky Drive
We'll notify you when something hits the market in Coldwater or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.