Pending
501 Ray Street, Muskegon, MI 49445
$329,000
MLS # 26030527 (Michigan Regional Information Center (MichRIC))
2 beds3 baths1,633 sqftBuilt 19570.2 acres
1 / 24
Listing Description
Nestled in a highly desirable, quiet neighborhood with tree-lined streets and sidewalks, this beautifully updated home offers the perfect blend of coastal vibes and modern living. Perfectly positioned between Bear Lake and Muskegon Lake, you are just a short stroll from Waterfront Sports Park, Custer Park, and Bear Lake Beach, and a mere two blocks away from local schools! Step inside to find a beautifully remodeled layout featuring gorgeous hardwood floors, central air, and a bright living area complete with a cozy gas-insert fireplace. The heart of the home boasts a well-appointed eat-in kitchen with sleek granite countertops. The thoughtful redesign now offers a spacious layout featuring a primary suite (en-suite bath) with a brand-new closet. The finished lower level significantly expands your living space, featuring a cozy carpeted family room, a highly convenient second kitchen, a full bathroom, a dedicated laundry room, and abundance of storage space.
Source: SparkMLS
About this home
Located in North Muskegon in Muskegon, this property offers 2-bedroom, 3-bath, 1,633 sq ft, with original construction dating to 1957.
Listed at $329,000 (about $201/sq ft).
Estimated annual property tax: $4,617, or about $385 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area1,633 sqft
Lot Size0.2 acres
Year Built1957
Stories1
Location
CityMuskegon
MunicipalityNorth Muskegon City
Zip Code49445
CountyMuskegon
School DistrictNorth Muskegon
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Storm Sewer, Extra Well
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,617
Tax Year2025
Assessed Value$107,120
Parcel #23-422-008-0012-00
Source: SparkMLS
Legal Description
NORTH MUSKEGON CITY MILLS ADD LOT 12 BLK 8
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christine A Kooiker
Redfin Corporation
Frequently Asked Questions about 501 Ray Street, Muskegon, MI 49445
Which school district serves 501 Ray Street, Muskegon, MI 49445?
Per MLS# 26030527, 501 Ray Street, Muskegon, MI 49445 is in the North Muskegon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact North Muskegon directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030527, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 501 Ray Street, Muskegon, MI 49445?
Per public tax records, annual property taxes for this property are $4,617 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 501 Ray Street, Muskegon, MI 49445 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 501 Ray Street, Muskegon, MI 49445 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 501 Ray Street, Muskegon, MI 49445?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the North Muskegon City police department or the Muskegon County sheriff's office.
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Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
501 Ray Street, Muskegon, MI 49445
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Municipality
North Muskegon
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