Sold
5010 HARBOR OAK Drive, Waterford, MI 48329
Sold on 09/09/2025 for$225,000
MLS # 20250030072 (Realcomp)
2 beds3 baths2,160 sqftBuilt 1997
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Listing Description
End Unit Ranch Condo!Well-maintained and move-in ready, this lovely 2-bedroom, 2.5-bath ranch condo offers comfort, convenience, and beautiful natural surroundings. Located in a quiet, scenic community, this end-unit home includes a first-floor laundry room, finished basement, and attached one-car garage.Enter through your private entrance and enjoy the open, airy floor plan flooded with natural light. The spacious kitchen features abundant cabinetry, ample counter space, hardwood floors, and stainless steel appliances (dishwasher excluded). The kitchen flows seamlessly into a cozy breakfast nook and a large dining area, which opens to the inviting great room. Step outside onto the private deck and take in the views of the lush, treed courtyard—perfect for relaxing or entertaining.The main floor features two generously sized bedrooms with large closets. The primary suite includes a private bath and a spacious walk-in closet.The finished basement offers even more living space with 9-foot ceilings, daylight windows, and a convenient half bath—ideal for a family room, home office, or guest area.Enjoy the added bonus of a paved walking trail that leads to Eagle Lake. The trail leads to an open area that offers a fishing dock and a peaceful picnic area overlooking the lake. Enjoy paddle boarding or kayaking and nature, with chances to spot deer, cranes, and other wildlife.
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 2,160 sq ft home built in 1997 sits in Waterford Township in Waterford.
This home sold for $225,000 (about $104/sq ft).
Estimated annual property tax: $2,725, or about $227 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area2,160 sqft
Year Built1997
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed7/20/2025
Sold Date9/8/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$420 / Monthly
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,300
State Equalized Value$89,620
Taxable Value$82,630
Parcel #1303301042
Source: Public Records
Legal Description
T3N, R9E, SEC 3 OAKLAND COUNTY CONDOMINIUM PLAN NO 841 HARBOR COVE-WATERFORD CONDOMINIUM UNIT 35, BLDG 4 L 14244 P 828 3-4-97 FR 007 7-29-97 CORR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Roxanne M Pappas
Atlas Real Estate
Frequently Asked Questions about 5010 HARBOR OAK Drive, Waterford, MI 48329
What school district is 5010 HARBOR OAK Drive, Waterford, MI 48329 in?
Per MLS# 20250030072, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20250030072, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250030072, the most recent reported annual property tax for 5010 HARBOR OAK Drive, Waterford, MI 48329 is $4,300. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5010 HARBOR OAK Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA Rural Development boundary data, 5010 HARBOR OAK Drive, Waterford, MI 48329 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5010 HARBOR OAK Drive, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5010 HARBOR OAK Drive, Waterford, MI 48329?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$2,725
Monthly$227
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$2,074
Principal & interest$1,427
Property taxes$227
HOA$420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5010 HARBOR OAK Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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