Sold
502 Girard Avenue, Royal Oak, MI 48073
Sold on 03/26/2026 for$485,000
MLS # 20261011380 (Realcomp)
4 beds2 baths1,628 sqftBuilt 19780.44 acres
1 / 33
Listing Description
This smartly renovated 4 bedroom, 2 full bathroom home sits on a large, park like lot (51’x376’) and is built for the owner looking to live inside AND outside. Inside you'll find 4 bright bedrooms, 2 full baths, one of the CUTEST kitchens in town and a primary suite with an attached spa-like bathroom. Cook a great meal in the BEAUTIFUL kitchen, then settle into an evening next to the stone fireplace. The 2nd floor laundry room near the bedrooms is a NICE added touch for convenience too. Sliding doors lead out to a deck with a hot tub overlooking a large fenced yard perfect for outdoor activities. A car enthusiast, trades-person, drone pilot, tinkerer or garage band would find the 3 car garage, 2nd garage and sheds perfect for storing and easily accessing their tools and toys. Previous owners have had a car lift in the garage so we know the overhead clearances work. A yard like this also offers you an amazing opportunity to practice all the outdoor hobbies you've been itching to try! Archery? Polo? Falconry? Why not when you have this much space? Dream BIG! Live BIG! Welcome home!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,628 sq ft home in Royal Oak in Royal Oak built in 1978.
Closed at $485,000 (about $298/sq ft).
Annual property taxes run approximately $7,103 ($592/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,628 sqft
Lot Size0.44 acres
Year Built1978
Stories4
Location
CityRoyal Oak
MunicipalityRoyal Oak City
Zip Code48073
CountyOakland
School DistrictCity of Royal Oak
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHot Tub Spa
Sale & Financing
Listed2/25/2026
Sold Date3/25/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,311
State Equalized Value$190,460
Taxable Value$165,540
Parcel #2510326011
Source: Public Records
Legal Description
T1N, R11E, SEC 10 ASSESSOR'S PLAT NO 39 W 1/2 OF LOT 15
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher Kinch
KW Metro
Frequently Asked Questions about 502 Girard Avenue, Royal Oak, MI 48073
Which school district serves 502 Girard Avenue, Royal Oak, MI 48073?
Per MLS# 20261011380, 502 Girard Avenue, Royal Oak, MI 48073 is in the City of Royal Oak boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact City of Royal Oak directly to confirm enrollment eligibility.
What financing options are available for 502 Girard Avenue, Royal Oak, MI 48073?
Per MLS# 20261011380, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 502 Girard Avenue, Royal Oak, MI 48073?
Per public tax records, annual property taxes for this property are $6,311. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 502 Girard Avenue, Royal Oak, MI 48073 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 502 Girard Avenue, Royal Oak, MI 48073 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 502 Girard Avenue, Royal Oak, MI 48073?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$7,103
Monthly$592
Millage rate37.2947 mills
Municipality: CITY OF ROYAL OAK
School district: FERNDALE CITY SCHOOL DIST
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,699
Principal & interest$3,107
Property taxes$592
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
502 Girard Avenue, Royal Oak, MI 48073
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Municipality
Royal Oak
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County
Oakland County
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