For Sale
502 N Prospect Street, Sturgis, MI 49091
$215,000
MLS # 26009690 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,410 sqftBuilt 19500.14 acres
1 / 14
Listing Description
Looking for a truly move-in ready home? This beautifully renovated 3-bedroom, 1.5-bath home is the true definition of move-in ready, with updates completed from top to bottom. The stylish kitchen features granite countertops, a stunning green backsplash, and brand-new appliances, while the bathrooms offer a clean, modern design with a tiled tub surround. Enjoy new flooring throughout, new windows, updated electrical, convenient main floor laundry, and motion-sensor lighting in the bedrooms. Major upgrades include a new roof, furnace, air conditioning, and water heater--offering peace of mind for years to come. Just move in and enjoy!
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 3-bedroom, 2-bath, 1,410 sq ft, with original construction dating to 1950.
Currently offered at $215,000 (about $152/sq ft).
Annual property taxes run approximately $4,335 ($361/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,410 sqft
Lot Size0.14 acres
Year Built1950
Stories2
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
Sale & Financing
Listed3/12/2026
Original Price$219,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,335
Tax Year2025
Assessed Value$58,100
Parcel #7505230008000
Source: SparkMLS
Legal Description
LOT 86. HAGERMAN & FREELAND 2ND ADD CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina M Gonzalez-Cruz
Real Broker LLC
Frequently Asked Questions about 502 N Prospect Street, Sturgis, MI 49091
What school district is 502 N Prospect Street, Sturgis, MI 49091 in?
Per MLS# 26009690, this property is served by Sturgis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26009690, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009690, the most recent reported annual property tax for 502 N Prospect Street, Sturgis, MI 49091 is $4,335 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 502 N Prospect Street, Sturgis, MI 49091 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 502 N Prospect Street, Sturgis, MI 49091 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
502 N Prospect Street, Sturgis, MI 49091
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Municipality
Sturgis
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