Sold
5024 Harbor Oak Drive, Waterford, MI 48329
Sold on 05/29/2026 for$189,900
MLS # 20261024414 (Realcomp)
2 beds3 baths1,893 sqftBuilt 1997
1 / 44
Listing Description
Spacious Waterford condo in desired Harbor Cove Association! You will love this 2 bedroom, 3 FULL bath ranch style upper unit home with finished basement. Primary Bedroom includes ensuite Bath and walk in closet. Open floor plan with cathedral ceilings makes this a luxuriously spacious choice. Private deck provides seclusion while you are enjoying the great outdoors.1 car detached garage provides assigned parking or additional storage. Schedule your private showing today! HOA includes lawn & snow maintenance, water and sewer, trash, and grounds security lighting. Enjoy a private setting with scenic walking paths to Eagle Lake, all within close proximity to shopping, dining, and everyday conveniences
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 2-bedroom, 3-bath, 1,893 sq ft, with original construction dating to 1997.
Closed at $189,900 (about $100/sq ft).
Annual property taxes run approximately $2,772 ($231/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area1,893 sqft
Year Built1997
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed4/12/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$420 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$3,320
State Equalized Value$91,170
Taxable Value$91,170
Parcel #1303301037
Source: Public Records
Legal Description
T3N, R9E, SEC 3 OAKLAND COUNTY CONDOMINIUM PLAN NO 841 HARBOR COVE-WATERFORD CONDOMINIUM UNIT 30, BLDG 4 L 14244 P 828 3-4-97 FR 007
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kim Altenritter
RE/MAX Select
Frequently Asked Questions about 5024 Harbor Oak Drive, Waterford, MI 48329
What school district is 5024 Harbor Oak Drive, Waterford, MI 48329 in?
Per MLS# 20261024414, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5024 Harbor Oak Drive, Waterford, MI 48329?
Per MLS# 20261024414, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261024414, the most recent reported annual property tax for 5024 Harbor Oak Drive, Waterford, MI 48329 is $3,320. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5024 Harbor Oak Drive, Waterford, MI 48329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5024 Harbor Oak Drive, Waterford, MI 48329 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$2,772
Monthly$231
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,883
Principal & interest$1,232
Property taxes$231
HOA$420
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5024 Harbor Oak Drive, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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