Sold
503 38TH Street, Bay City, MI 48708
Sold on 05/05/2025 for$90,000
MLS # 20250016757 (Realcomp)
4 beds2 baths1,616 sqftBuilt 19300.12 acres
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Listing Description
Discover this beautifully remodeled 2024 home in Bay City, featuring over 1600 square feet of modern living space. This charming one-and-a-half-story house offers four spacious bedrooms, two full bathrooms, a convenient basement, and a driveway. Positioned on a desirable corner lot, the home includes appliances. It also comes with some furniture, which can stay if the buyer wishes. Enjoy the blend of comfort and style in this move-in-ready gem!
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 4-bedroom, 2-bath, 1,616 sq ft, with original construction dating to 1930.
Closed at $90,000 (about $56/sq ft).
Estimated annual property tax: $1,241, or about $103 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,616 sqft
Lot Size0.12 acres
Year Built1930
Stories2
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionOther
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/12/2025
Sold Date5/4/2025
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,241
Parcel #0916000523600500
Source: SparkMLS
Legal Description
LOT 7 IN BLK 16 OF THE REPLAT OF EDWARD INGRAHAMS ADD TO THE VILL OF PORTSMOUTH, ALSO THE W 1/2 OF THE VACATED ALLEY ADJACENT THERETO. BEING IN SECTION 5 T13N R5E.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dairek Yaldoo
Keller Williams Home
Frequently Asked Questions about 503 38TH Street, Bay City, MI 48708
Which school district serves 503 38TH Street, Bay City, MI 48708?
Per MLS# 20250016757, 503 38TH Street, Bay City, MI 48708 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20250016757, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 503 38TH Street, Bay City, MI 48708?
Per public tax records, annual property taxes for this property are $1,241. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 503 38TH Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 503 38TH Street, Bay City, MI 48708 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 503 38TH Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 503 38TH Street, Bay City, MI 48708?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Mortgage Calculator
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Monthly payment$649
Principal & interest$649
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
50 Mbps
CableGSO SatelliteFixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsM3 Wireless IncFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
503 38TH Street, Bay City, MI 48708
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Municipality
Bay City
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