Sold
504 N Lewis Street, Ludington, MI 49431
Sold on 07/08/2026 for$350,000
MLS # 26027330 (Michigan Regional Information Center (MichRIC))
2 beds3 baths808 sqftBuilt 19380.19 acres
1 / 52
Listing Description
Exceptional in so many ways, this amazing bungalow is totally updated inside & out. Ideal location just 4 blocks from an amazing Lake Michigan beach & close to parks, waterfront walkways & downtown Ludington. Original features include hardwood floors & arched openings with high quality improvements including Pella Architectural wood windows, Bird's Eye maple kitchen, granite countertops, stainless steel appliances (range is brand new), main floor ceramic bath & newer furnace plus hardie board siding & roof. Paned sliding doors lead to the screened porch offering panoramic yard views & perfect stargazing! The spotless lower level has a full bath with jet tub/shower, an additional half bath & an egress window already in to make a 3rd bedroom an easy project. The centerpiece of the large backyard is a huge catalpa tree providing a natural umbrella over brick walkways, al fresco dining patio, the peaceful water feature & fire pit area. Garage, fenced yard & a 14x20 garden shed!
Source: SparkMLS
About this home
2-bedroom, 3-bath, 808 sq ft home in Ludington in Ludington built in 1938.
Closed at $350,000 (about $433/sq ft).
Annual property taxes run approximately $2,593 ($216/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms3
Living Area808 sqft
Lot Size0.19 acres
Year Built1938
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionHardiPlank Type
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/4/2026
Sold Date7/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,593
Tax Year2025
State Equalized Value$86,000
Taxable Value$44,202
Assessed Value$44,202
Parcel #051-100-242-00
Source: Public Records
Legal Description
ADDITION NO. 4 LOT 9 BLOCK 151.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Margie Zaccanelli
RE/MAX Bayshore Manistee
Frequently Asked Questions about 504 N Lewis Street, Ludington, MI 49431
Which school district serves 504 N Lewis Street, Ludington, MI 49431?
Per MLS# 26027330, 504 N Lewis Street, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 504 N Lewis Street, Ludington, MI 49431?
Per MLS# 26027330, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 504 N Lewis Street, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,593 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 504 N Lewis Street, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 504 N Lewis Street, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 504 N Lewis Street, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
504 N Lewis Street, Ludington, MI 49431
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Municipality
Ludington
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