Sold
50422 Spruce Drive, Chesterfield, MI 48047
Sold on 09/12/2025 for$269,900
MLS # 20251023876 (Realcomp)
3 beds2 baths2,007 sqftBuilt 19710.18 acres
1 / 29
Listing Description
**Offer Deadline Sunday 8/10 @ 8PM. Pride of ownership shines throughout this charming 3-bedroom, 1.5-bath all brick ranch, offered for the first time in 40 years. Inside, you'll find 1,107 square feet of well-maintained living space featuring a bright and spacious kitchen/dining area with a brick fireplace and hardwood floors. Basement is partially finished and offers tons of storage. Step outside and be wowed by the stunning perennial gardens that surround the property—bursting with color and constantly visited by butterflies and hummingbirds. The oversized 2 Car Garage has 240 volts. Home includes a Generac Generator that was installed in 2024 w/ 10 year warranty. Other Updates: Furnace 2018, HWH 2018, Breaker Box 2022, Sensi Thermostat 2025, 1/3hp Sump Pump w/ battery back-up 2022. This home is a rare gem for anyone who appreciates classic charm, natural beauty, and a home that’s been truly loved. Located in a nice Chesterfield neighborhood, close to parks, shopping, and dining. Truly a must see!
Source: SparkMLS
About this home
Located in Chesterfield Township in Chesterfield, this property offers 3-bedroom, 2-bath, 2,007 sq ft, with original construction dating to 1971.
Closed at $269,900 (about $134/sq ft).
Annual property taxes run approximately $2,124 ($177/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,007 sqft
Lot Size0.18 acres
Year Built1971
Stories1
Location
CityChesterfield
MunicipalityChesterfield Twp
Zip Code48047
CountyMacomb
School DistrictAnchor Bay
Construction & Systems
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed8/5/2025
Sold Date9/11/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,124
State Equalized Value$109,000
Taxable Value$57,745
Parcel #09-22-279-007
Source: Public Records
Legal Description
HOMEWOOD GARDENS SUBDIVISION LOT 200
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kristina Wald
Keller Williams Paint Creek
Frequently Asked Questions about 50422 Spruce Drive, Chesterfield, MI 48047
What school district is 50422 Spruce Drive, Chesterfield, MI 48047 in?
Per MLS# 20251023876, this property is served by Anchor Bay. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251023876, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251023876, the most recent reported annual property tax for 50422 Spruce Drive, Chesterfield, MI 48047 is $2,124. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 50422 Spruce Drive, Chesterfield, MI 48047 eligible for USDA financing?
Per USDA Rural Development boundary data, 50422 Spruce Drive, Chesterfield, MI 48047 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 50422 Spruce Drive, Chesterfield, MI 48047 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 50422 Spruce Drive, Chesterfield, MI 48047?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
50422 Spruce Drive, Chesterfield, MI 48047
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Municipality
Chesterfield Township
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County
Macomb County
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