Sold
505 N 4th Street, Sturgis, MI 49091
Sold on 03/11/2026 for$147,500
MLS # 26004185 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,260 sqftBuilt 19500.17 acres
1 / 17
Listing Description
Welcome to 505 N Fourth St, a charming 3-bedroom, 1-bath home that instantly feels warm and inviting. Freshly painted and full of character, this home blends timeless charm with a cozy, lived-in feel that is hard to find. Natural light fills each room, highlighting the unique details that make this house special and easy to fall in love with. Located just minutes from downtown Sturgis, parks, and schools, this home offers the perfect balance of comfort, convenience, and small-town charm. Whether you're sipping your morning coffee or settling in at the end of the day, this is a place you'll be proud to call home. Schedule your showings today!
Source: SparkMLS
About this home
Located in Sturgis in Sturgis, this property offers 3-bedroom, 1-bath, 1,260 sq ft, with original construction dating to 1950.
This home sold for $147,500 (about $117/sq ft).
Estimated annual property tax: $1,643, or about $137 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Sturgis; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 11 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,260 sqft
Lot Size0.17 acres
Year Built1950
Stories1
Location
CitySturgis
MunicipalitySturgis City
Zip Code49091
CountySt. Joseph
School DistrictSturgis
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed2/4/2026
Sold Date3/10/2026
Terms AcceptedCash, Conventional
Concessions$2,950
Source: SparkMLS
Tax Information
Annual Tax$1,643
Tax Year2025
Assessed Value$36,265
Parcel #052-300-077-00
Source: SparkMLS
Legal Description
LOT 83. HAGERMAN & FREELAND 2ND ADD CITY OF STURGIS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon L Nearpass
Michigan Top Producers-Vicksburg
Frequently Asked Questions about 505 N 4th Street, Sturgis, MI 49091
Which school district serves 505 N 4th Street, Sturgis, MI 49091?
Per MLS# 26004185, 505 N 4th Street, Sturgis, MI 49091 is in the Sturgis boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sturgis directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26004185, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 505 N 4th Street, Sturgis, MI 49091?
Per public tax records, annual property taxes for this property are $1,643 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 505 N 4th Street, Sturgis, MI 49091 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 505 N 4th Street, Sturgis, MI 49091 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 505 N 4th Street, Sturgis, MI 49091. The maximum advertised download speed is 5.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 505 N 4th Street, Sturgis, MI 49091?
Per Michigan Public Service Commission service territory data: Electric: City of Sturgis. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sturgis City police department or the St. Joseph County sheriff's office.
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Monthly payment$973
Principal & interest$973
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
11 providers at this address
FrontierFiber
5 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsAT&TLicensed Fixed Wireless
100 MbpsLakeland InternetFixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Sturgis
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
505 N 4th Street, Sturgis, MI 49091
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Municipality
Sturgis
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