For Sale
505 Second Street, Traverse City, MI 49684
$549,000
MLS # 1946291 (Northern Great Lakes REALTORS® MLS)
Built 18850.19 acres
1 / 18
Listing Description
The location of this duplex couldn't be better - walk to beaches and everything downtown Traverse City has to offer! This side-by-side duplex offers great curb appeal and was built as a duplex - not a converted single-family home. Each unit features a large living room, a foyer entrance at the front and a secondary entrance at the rear, 2 bedrooms, a full bath, built-in bookcases, and a full basement. Unit B also has charming arched doorways and a dining room. Parking is available off the alley and there is a garage used for storage.
Source: SparkMLS
About this home
2-bath home in Traverse City in Traverse City built in 1885.
Listed at $549,000.
Electric service is provided by Traverse City Light & Power; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Bathrooms2
Lot Size0.19 acres
Year Built1885
Location
CityTraverse City
MunicipalityTraverse City
Zip Code49684
CountyGrand Traverse County
Construction & Systems
HeatingGravity
WaterPublic
SewerPublic
Sale & Financing
Listed6/7/2026
Original Price$624,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Street
Coldwell Banker Schmidt Traverse City
Frequently Asked Questions about 505 Second Street, Traverse City, MI 49684
What type of financing is accepted for this listing?
Per MLS# 1946291, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 505 Second Street, Traverse City, MI 49684 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 505 Second Street, Traverse City, MI 49684 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Traverse City Light & Power. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Traverse City police department or the Grand Traverse County County sheriff's office.
Map
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Monthly payment$3,561
Principal & interest$3,561
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Traverse City Light & Power
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
505 Second Street, Traverse City, MI 49684
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Municipality
Traverse City
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